COMPANY RESEARCH
FLAGSTAR BANK, NATIONAL ASSOCIATION
NYSE:FLG · United States · Financial Services
Insider Signal
Snapshot: 05 Nov 2026 · 180-day research window
- Insider Signal
- 53.3 / 100 Research score, not a buy recommendation
- Reported buyers
- 1 180-day scoring window
- Net purchases
- 101.4k USD 180 days · purchases less sales
- Latest disclosure
- 2026-10-28 Publication date
- Frank Alan L accounts for 100% of comparable reported purchase value; buyer breadth and value are different measures.
Price vs insider buying
Verified historical closes are unavailable; filing evidence remains below.
BULL VS BEAR
Two readings of this buying
The same filings, read two ways. Each line is a fact stored for this company with the number behind it, and appears only when that number crosses a fixed threshold. Neither side is a forecast and no winner is declared.
Where the evidence comes from
Nothing independent to compare with: the purchases themselves carry bull lines (bought in the last two weeks), but no other source has data here, so they are neither confirmed nor contradicted.
- The insider purchases themselvesBullbought in the last two weeks Bearone buyer only4 checked, under the threshold · 3 missing
- Share price and tradingno data held
- Short sellersno data held
- Company results2 missing
- Company actionsno data held
Bull case · the buying is informative
- The latest purchase is 9 days old (2026-10-27). The buying is current, not left over from an earlier quarter.
Bear case · discount it
- Only one insider bought. A single purchase can reflect that person's own finances rather than a view on the company.
Evidence still missing
- No buyer here has 5 or more completed earlier purchases on record, so there is no track record to weigh.
- The company's market value is not captured, so the purchases cannot be stated as a share of the business or of its trading volume.
- No earnings, margin or cash-flow figures are captured for this company. The latest annual and interim reports are where to check whether the business is improving or deteriorating.
- The 10b5-1 box of these Form 4 filings has not been read, so whether the purchases followed a pre-arranged plan is not known.
- Form 4 states the shares held after each trade. This site reads that from the SEC's quarterly data, which is published after a quarter ends, so it does not have it yet for these filings. Whether a purchase added 1% to a personal stake or doubled it is in the filing, not on this page.
Checked and under the threshold: 4
- Either1 insider bought in the last 180 days and 1 in the 180 days before. Bull when the number at least doubles and rises by two; bear when at least two bought before and no more buy now.
- EitherNet purchases of $101k in 180 days. Bull from $1.0M, bear when all purchases total under $25k.
- BearNo insider sale is recorded in the same 180 days.
- BearNo insider filing in the last 180 days opened a hedge on this stock.
Both columns arrange stored facts only. They do not change the insider score or the ranking and are not investment advice.
Who is trading?
Named filings in 180 days. Purchase values are summed only when complete and in one currency.
| Insider | Transaction activity | Purchase value | Latest trade | Details | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Frank Alan LBoard member | 1 buy · 0 sell | 101.4k USD | 2026-10-27 | View transactions · 1
| ||||||||||||||||
| Buchanan GeorgeExecutive | 0 buy · 0 sell | No purchases | 2026-10-15 | View transactions · 1
| ||||||||||||||||
| Marx BryanExecutive | 0 buy · 0 sell | No purchases | 2026-10-15 | |||||||||||||||||
| Otting Joseph MCEO / chair | 0 buy · 0 sell | No purchases | 2026-05-18 | View transactions · 1
|
INSIDER SIGNAL
1 insiders · 1 purchase events · $101k net purchases
US #493 · United States #493
WHY THIS SIGNAL?
Score anatomy
Each bar is that part's points in the score; the five parts add up to the score.
How many different insiders bought within 15 days
The value bought, net of any insider sales
Lower in the company scores higher: in the backtest, purchases by the most senior insiders did worse
How long ago the latest purchase took place
Lower when insiders also sold
What is holding the score back?
- ⚠ Few buyers · fewer than 4 different insiders
- ⚠ The amount bought is small on the score's scale
- ✓ Buyers' roles add a lot · the buyers are below the top of the company
- ✓ Recent buying · latest purchase 2026-10-27
Buyers' roles follow the US order of roles: CEOs, chairs and 10% owners score lowest.
Buying concentration
Largest buyer:Frank Alan L · 101k USD
Purchases counted, before sales:101k USD
The amount at the top of the page is purchases minus sales; this one counts purchases only, in the filing currency, so the two can differ. The score counts how many people bought; this shows separately who bought the most.
This is a ranking under the current US screening rules—not a probability of gain, return forecast, or buy recommendation.
Key purchase quotes (filing currency)
| Filer | Price per unit | Trade date |
|---|---|---|
| Frank Alan L | 10.14 USD | Oct 27, 2026 |
Model details
Cluster breakdown (does not change the score)
- 15-day buyer breadth (count)
- 1 distinct reported filers
- Peak time window
- 2026-10-27 to 2026-10-27
- Current breadth input
- 0.200 (capped at 4+ buyers)
- Buyer independence
- Not yet measured; related-party fields are not cross-market comparable
What the filings show
- 🟢 Latest purchase counted
Frank Alan L · 101k USD · Price 10.14 USD · Oct 27, 2026 - 🔴 4 other line(s) are not counted, as they are not purchases the insider chose to make; 4 have a price of zero
Filing and data quality
These checks are auditable context; they do not change the rank or score.
- Identity match
- REVIEW
- Ticker / ISIN
- Ticker or ISIN missing
- Filing source links
- 33 / 33
- Median disclosure lag
- 2 days
- Latest disclosure age
- 8 days at snapshot
- Corrections / revisions
- 0
- Score-factor detail
- Saved
Insider timeline
One insider bought, once (27 Oct).
Tap an item for what it means.
●A purchase: the bigger the dot, the more was bought
Each dot is one insider's purchases on one day. The dot's area follows the amount: the largest purchase here gets the largest dot. Hold the pointer over a dot to see the date and the amount.
▂Grey bars: companies across United States disclosing purchases each week
A taller bar is a week in which more companies disclosed insider purchases.
This company: insiders buying per month, last 12 months
Darker bars are inside the 180-day window above.
Who traded
| Insider | Role | Purchases | Sales | Bought | First purchase | Share price since |
|---|---|---|---|---|---|---|
| Frank Alan L | Board member | 1 | — | 101.4k USD | 2026-10-27 | — |
Insiders' buying price vs the latest close
No daily prices have been captured for this stock yet.
Buying size vs market trading
Complete price and volume history is not yet available.
Market-data coverage: 0 verified sessions · Latest session: — · Ratio status: Unavailable
Traded value is estimated as close × shares traded, in major currency units. Includes disclosed qualifying purchases; disclosures may lag. Contractual or planned acquisitions are not necessarily discretionary. Ratios describe relative trading size, not market participation or score contributions.
Sector context
- Buying breadth
- 7.9% (55 / 696 issuers)
- Sector rank
- #2 / 13
This is sector-level research context. It does not affect the Insider Signal or ranking.
Insider profile outcomes
Historical performance following insider filings. The company role is translated below each name while preserving the original title.
- Excess return = stock return − S&P 500 ETF (SPY adjusted close) return over the same period.
- Hit rate = completed events with positive excess return ÷ total completed events.
- Price coverage = valid point-in-time prices ÷ events mature enough for that period.
- Returns start on the first shared trading session on or after publication.
- Small-sample rule: n<5 is shown for transparency and is not scored.
Events are disclosure-level observations; related disclosures published on the same date may share a return path and may not be statistically independent. This research enrichment does not affect the insider score or ranking.
Regulatory filings
- Insider filing announcement · published 2026-10-28 · trade date 2026-10-27
- Insider filing announcement · published 2026-10-16 · trade date 2026-10-15
- Insider filing announcement · published 2026-10-16 · trade date 2026-10-15
Unfold all 29 filings
- Insider filing announcement · published 2026-10-28 · trade date 2026-10-27
- Insider filing announcement · published 2026-10-16 · trade date 2026-10-15
- Insider filing announcement · published 2026-10-16 · trade date 2026-10-15
- Insider filing announcement · published 2026-07-16 · trade date 2026-07-15
- Insider filing announcement · published 2026-05-20 · trade date 2026-05-18
- Insider filing announcement · published 2026-04-02 · trade date 2026-04-01
- Insider filing announcement · published 2026-03-25 · trade date 2026-03-24
- Insider filing announcement · published 2026-03-25 · trade date 2026-03-24
- Insider filing announcement · published 2026-03-17 · trade date 2026-03-15
- Insider filing announcement · published 2026-03-17 · trade date 2026-03-15
- Insider filing announcement · published 2026-03-17 · trade date 2026-03-15
- Insider filing announcement · published 2026-03-17 · trade date 2026-03-15
- Insider filing announcement · published 2026-03-17 · trade date 2026-03-15
- Insider filing announcement · published 2026-03-17 · trade date 2026-03-15
- Insider filing announcement · published 2026-03-17 · trade date 2026-03-15
- Insider filing announcement · published 2026-02-06 · trade date 2025-12-04
- Insider filing announcement · published 2026-01-29 · trade date 2026-01-27
- Insider filing announcement · published 2026-01-29 · trade date 2026-01-27
- Insider filing announcement · published 2026-01-29 · trade date 2026-01-27
- Insider filing announcement · published 2026-01-29 · trade date 2026-01-27
- Insider filing announcement · published 2026-01-29 · trade date 2026-01-27
- Insider filing announcement · published 2026-01-29 · trade date 2026-01-27
- Insider filing announcement · published 2026-01-06 · trade date 2026-01-02
- Insider filing announcement · published 2026-01-06 · trade date 2026-01-02
- Insider filing announcement · published 2026-01-06 · trade date 2026-01-02
- Insider filing announcement · published 2026-01-06 · trade date 2026-01-02
- Insider filing announcement · published 2025-12-30 · trade date 2025-12-27
- Insider filing announcement · published 2025-12-02 · trade date 2025-12-01
- Insider filing announcement · published 2025-12-02 · trade date 2025-12-01
Results and insider purchases
| Results (8-K) | Bought within 5 sessions | Bought within 20 sessions | Buyers, 20 sessions before |
|---|---|---|---|
| 2026-10-2306:03 ET · before the open | 1 · $101.4KFrank Alan L | 1 · $101.4KFrank Alan L9/20 sessions so far | 0 |
| 2026-07-2406:08 ET · before the open | None | None | 0 |
| 2026-04-2406:02 ET · before the open | None | None | 0 |
| 2026-01-3006:01 ET · before the open | None | None | 0 |
Results dates are the company's 8-K filings to the SEC under Item 2.02 (results of operations); one filed after the close counts from the next session. Purchases are open-market buys reported on Form 4 (code P), by trade date; a Form 4 can arrive two business days after the trade, so the latest days can still fill in. Facts only; this does not change the score or rank.
Ownership and trading-plan context
| Direct / indirect ownership | Direct |
|---|---|
| 10b5-1 filing evidence | Not declared in filing field |
| Evidence retrieved | 2026-10-29T23:49:04+00:00 |
These are accession-level filing fields. Unavailable means the evidence was not fetched or parsed; it is never inferred as “No” and does not adjust the US score.
Filing evidence
These are underlying national-feed records from the 365-day window ending on the saved ranking snapshot. The score uses only the latest 180 days; older qualifying equity purchases remain visible for audit but do not enter the current score. The original filer, role, transaction classification, instrument, price, volume, value and source fields are retained. The first three rows are shown; remaining records can be unfolded for audit. Other transaction types are retained but excluded from the score.
Excluded transactions & classification
2 qualifying purchase disclosure(s) · 2 transaction line(s)
Showing 2 of 2 matching raw-feed row(s) from the current 365-day research window. Prices and reported values remain in the filing currency and its major unit (for example, UK pence are parsed as GBP). The screen-level $ aggregate is separately FX-normalised for research ranking, not a trade-date conversion.
Other disclosed transactions · excluded from score
View 31 other transaction(s)
Unfold all 28 remaining filing row(s)
| Transaction date | Published | Filer | Role | Transaction | Instrument | Price (local currency) | Quote currency | Volume | Reported value (local currency) | Source |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-03-24 | 2026-03-25 | Davis Reginald E | SEVP & Pres Consumer Banking | Shares withheld for tax or exercise price | Common Stock | 0.0 USD | USD | 923.0 | 0.0 USD | Open filing |
| 2026-03-24 | 2026-03-25 | Smith Lee Matthew | SEVP & Chief Financial Officer | Shares withheld for tax or exercise price | Common Stock | 0.0 USD | USD | 2131.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Marx Bryan | EVP & Princ Accounting Officer | Shares withheld for tax or exercise price | Common Stock | 0.0 USD | USD | 3676.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Marx Bryan | EVP & Princ Accounting Officer | Grant or award | Common Stock | 0.0 USD | USD | 24590.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Buchanan George | EVP and Chief Risk Officer | Grant or award | Common Stock | 0.0 USD | USD | 61475.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Buchanan George | EVP and Chief Risk Officer | Shares withheld for tax or exercise price | Common Stock | 0.0 USD | USD | 4368.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Bao Nguyen | SEVP, GC & Chf of Staff to CEO | Shares withheld for tax or exercise price | Common Stock | 0.0 USD | USD | 8609.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Bao Nguyen | SEVP, GC & Chf of Staff to CEO | Grant or award | Common Stock | 0.0 USD | USD | 122951.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Gagnon Kris | Sr EVP & Chief Credit Officer | Shares withheld for tax or exercise price | Common Stock | 0.0 USD | USD | 6051.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Raffetto Richard A | SEVP Pres of Com & Priv Bnking | Grant or award | Common Stock | 0.0 USD | USD | 245902.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Smith Lee Matthew | SEVP & Chief Financial Officer | Grant or award | Common Stock | 0.0 USD | USD | 245902.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Otting Joseph M | Exec Chairman, President & CEO | Grant or award | Common Stock | 0.0 USD | USD | 81967.0 | 0.0 USD | Open filing |
| 2026-03-15 | 2026-03-17 | Otting Joseph M | Exec Chairman, President & CEO | Shares withheld for tax or exercise price | Common Stock | 0.0 USD | USD | 43044.0 | 0.0 USD | Open filing |
| 2026-01-27 | 2026-01-29 | Lux Marshall | Director | Grant or award | Common Stock | 0.0 USD | USD | 9939.0 | 0.0 USD | Open filing |
| 2026-01-27 | 2026-01-29 | Whip Jennifer R | Director | Grant or award | Common Stock | 0.0 USD | USD | 9939.0 | 0.0 USD | Open filing |
| 2026-01-27 | 2026-01-29 | Frank Alan L | Director | Grant or award | Common Stock | 0.0 USD | USD | 9939.0 | 0.0 USD | Open filing |
| 2026-01-27 | 2026-01-29 | Puwalski Allen | Director | Grant or award | Common Stock | 0.0 USD | USD | 9939.0 | 0.0 USD | Open filing |
| 2026-01-27 | 2026-01-29 | DiNello Alessandro | Director | Grant or award | Common Stock | 0.0 USD | USD | 9939.0 | 0.0 USD | Open filing |
| 2026-01-27 | 2026-01-29 | Berlinski Milton R. | Director | Grant or award | Common Stock | 0.0 USD | USD | 9939.0 | 0.0 USD | Open filing |
| 2026-01-02 | 2026-01-06 | Lux Marshall | Director | Grant or award | Common Stock | 0.0 USD | USD | 7968.0 | 0.0 USD | Open filing |
| 2026-01-02 | 2026-01-06 | Whip Jennifer R | Director | Grant or award | Common Stock | 0.0 USD | USD | 7968.0 | 0.0 USD | Open filing |
| 2026-01-02 | 2026-01-06 | Puwalski Allen | Director | Grant or award | Common Stock | 0.0 USD | USD | 15936.0 | 0.0 USD | Open filing |
| 2026-01-02 | 2026-01-06 | Frank Alan L | Director | Grant or award | Common Stock | 0.0 USD | USD | 11952.0 | 0.0 USD | Open filing |
| 2026-05-18 | 2026-05-20 | Otting Joseph M | Exec Chairman and CEO | Grant or award | Common Stock | 0.0 USD | USD | 749625.0 | 0.0 USD | Open filing |
| 2026-04-01 | 2026-04-02 | Miller Eli H | Director | Grant or award | Common Stock | 0.0 USD | USD | 7326.0 | 0.0 USD | Open filing |
| 2026-07-15 | 2026-07-16 | Marx Bryan | EVP & Princ Accounting Officer | Shares withheld for tax or exercise price | Common Stock | 0.0 USD | USD | 1259.0 | 0.0 USD | Open filing |
| 2026-10-15 | 2026-10-16 | Buchanan George | EVP and Chief Risk Officer | Shares withheld for tax or exercise price | Common Stock | 0.0 USD | USD | 6643 | 0.0 USD | Open filing |
| 2026-10-15 | 2026-10-16 | Marx Bryan | EVP & Princ Accounting Officer | Shares withheld for tax or exercise price | Common Stock | 0.0 USD | USD | 2701 | 0.0 USD | Open filing |
Showing 31 of 31 matching raw-feed row(s) from the current 365-day research window. Prices and reported values remain in the filing currency and its major unit (for example, UK pence are parsed as GBP). The screen-level $ aggregate is separately FX-normalised for research ranking, not a trade-date conversion.
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Model & Sources
Signal history
Latest recorded score
- Recorded snapshots
- 4
- First snapshot
- 2026-10-29
There is not yet a 30-calendar-day comparison; earlier scores are not reconstructed. These are raw signal scores saved when each full scoring run completed. They describe changes in research ranking, not price performance or returns.
Why did it change?
Less than 30 days of comparable history is available, so factor movement is not yet decomposed.
Signal score history
Fixed 0–100 scale; dates are spaced by calendar time.
Recent recorded points
- 54.3
- 53.6
- 53.4
- 53.3
View all recorded scores
| Snapshot date | Signal score |
|---|---|
| 2026-10-29 | 54.3 |
| 2026-11-03 | 53.6 |
| 2026-11-04 | 53.4 |
| 2026-11-05 | 53.3 |
Why this score? · Model details
Priority = 100 × Σ(fixed weight × 0–1 rule-based input)
| Factor | Weight | This company input | Point contribution |
|---|---|---|---|
| 15-day buyer breadth (count) | 35% | 0.200 | 7.0 |
| Qualified-buy size | 25% | 0.309 | 7.7 |
| Role informativeness (inverted) | 20% | 1.000 | 20.0 |
| Recency | 10% | 0.861 | 8.6 |
| Buy/sell conviction | 10% | 1.000 | 10.0 |
This is a heuristic ordering under the current rules, not a calibrated return forecast. It explains why candidates rank differently; the public-filing evidence and data limits are shown below.
Snapshot & identity
- Snapshot date
- 2026-11-05
- Ticker
- NYSE:FLG
- ISIN
- —
- Sector
- Financial Services
- Industry
- —
Insiders and institutions
Insiders, ranking window: $101.4k net bought · buyers: 1 · last 2026-10-27
Holders of more than 5% (SEC Schedules 13D and 13G)
| Holder | Of the class | Schedule | As of | Change |
|---|---|---|---|---|
| Liberty 77 Capital L.P. | 24.90% | 13D | 2025-10-17 · over a year ago | +6.80 pp |
| BlackRock, Inc. · large asset manager | 9.20% | 13G | 2026-09-30 | +1.00 pp |
| RCP Eagle Holdings LP | 8.65% | 13G | 2025-12-31 | — |
| PICTON MAHONEY ASSET MANAGEMENT | 5.10% | 13G | 2026-06-30 | — |
Filings in the last 12 months
2 new · 1 raised · 0 cut · 2 fell to 5% or less
| As of | Holder | Schedule | Stake | What happened |
|---|---|---|---|---|
| 2026-09-30 | BlackRock, Inc. | 13G | 8.20% → 9.20% | raised |
| 2026-06-30 | PICTON MAHONEY ASSET MANAGEMENT | 13G | — → 5.10% | new holding |
| 2026-06-30 | Hudson Bay Capital Management LP | 13G | 8.36% → 2.34% | 5% or less |
| 2026-03-13 | The Vanguard Group | 13G | — → 0.00% | 5% or less |
| 2025-12-31 | RCP Eagle Holdings LP | 13G | — → 8.65% | new holding |
Source: SEC, Schedules 13D and 13G, filed in a structured format since 18 December 2024; earlier filings are not read, so a holder that has not filed since then is not shown. 13D: the holder may seek to influence the company (activists, founders, strategic holders); it must amend within two business days of a change of 1% or more. 13G: the holder states it holds passively; it amends within 45 days after the quarter in which its holding changed materially, so a figure can be months old. The percentage is the filer's own, of the class of shares it names. Context only; not part of the score.
Institutional managers (SEC Form 13F)
- Held on 2026-06-30
- $5.2bn399 managers · 366.4M shares
- Shares held, change on the quarter
- −5.9%since 2026-03-31
- Change on the year
- −3.0%since 2025-06-30
- Managers
- 62 new · 155 added · 99 cut · 46 sold out
13F managers held fewer shares at the quarter end than a quarter earlier.
Source: SEC Form 13F, filed within 45 days of each quarter end by managers with $100 million or more in US-listed shares; long positions only (no short positions, options left out). Late filers of the quarter are not counted. A parent and a subsidiary can both report the same shares, so the total can count some twice. The quarter end (2026-06-30) and the insiders' purchases (last 2026-10-27) are different periods. Context only; not part of the score.
How to read Form 4 transaction codes
| Code | Interpretation | Screen treatment |
|---|---|---|
| P | Open-market / private purchase | Buy evidence when the security is qualifying equity |
| S | Sale | Sell evidence when the security is qualifying equity |
| A | Grant / award | Context only |
| F | Tax-related withholding | Context only |
| M | Option exercise | Context only |
| G | Gift | Context only |
| J / L | Other / non-directional | Context only |
P/S rows for options, warrants, compensation units and debt remain visible for audit but are excluded from equity scores and quotes.