内部人交易雷达

美国 · SEC Form 4 · 快照日期： 2026-10-19 · 构建时间： 2026-10-19 · English

← 美国市场 · 覆盖记录

美国 · SEC FORM 4

Upstart Holdings, Inc.

UPST · Nasdaq · CIK 0001647639 · Financial Services · Credit Services

内部人信号

54.9 / 100

2 位买方 · 4 条买入交易行 · $7.7M 买入总额

为什么有这个信号？

买方广度较低
买入规模中等
角色中等
近期性中等
确信度较低
评分构成

每条进度条表示其对当前分数的贡献；权重和公式保持不变。

Cluster+14.0 / 35
买入规模+19.9 / 25
角色+13.0 / 20
近期性+5.2 / 10
确信度+2.7 / 10

哪些因素限制了当前分数？

  • ⚠ Cluster breadth is moderate · 2 insider(s), not 4+
  • ⚠ 角色得分低 · 买入者中职位最高的是：Chief Executive Officer（CEO、董事长和持股 10% 以上的股东得分最低）
  • ⚠ Buying conviction is reduced by concurrent selling

Purchase-size comments are relative to the model scale. Average daily volume is a separate market-context diagnostic.

US-v1.2 按当前 180 天规则给合资格的股票买入打分。分数只表示研究的先后，不是收益预测或概率。回测没有显示美国分数越高、之后的表现越好。

买方广度与集中度

合资格买方2
买入集中度65%最大买方： Girouard Dave · $5.0M
聚集买入 · 15天2 insiders峰值活动： 2026-05-07–2026-05-13

Roles in the peak window: Chief Executive Officer, Director,TenPercentOwner. Concentration uses priced qualifying P lines only and does not change the saved score.

内部人活动时间轴

申报人轨道展示最近 180 天。符号形状区分交易类型；卖出仅作为背景。

AprMayJunJulAugSepOct
Datta SanjayPresident, Capital& Enterprise
▼▼▼▼▼▼○▼
Mirgorodskaya NataliaSee Remarks
○▼▼▼▼
Darling ScottChief Legal Officer
▼▼▼▼
Blankmeyer AndreaChief Financial Officer
▼▼▼
Gu PaulChief Executive Officer
●●
Girouard DaveDirector,TenPercentOwner
○●
● 买入▼ 卖出○ 其他

Showing the six most active owners; 6 additional owner(s) remain in Form 4 申报证据.

信号历史

54.9 / 100

最新留档分数

→ +0.0 pts相对上一个留档快照
  1. 55.4
  2. 55.3
  3. 55.1
  4. 54.9
  5. 54.9

Only scores saved when a full US scoring run completed are shown; gaps are not reconstructed.

近期 Form 4 活动

6买入
39卖出
24其他 Form 4 交易行
47SEC 申报 · 365天
买入4 qualifying P line(s) · 180 days
卖出22 sale line(s) · 仅供背景
其他9 exercise / withholding / award / gift / other lines
10b5-1／计划交易Not assessed

P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.

市场背景

市场背景补充近期价格表现与风险信息，不影响内部人信号。

价格表现

1M
-4.0%
3M
-23.4%
6M
-11.6%
12M
-53.4%

波动率与流动性

波动率
82.6%
Beta
—
平均每日成交额
USD 103.3M

估值

市值
USD 2.3B
P/E
43.8×

基本面

利润率
5.1%
ROE
6.7%
细分行业
Credit Services

市场数据

价格数据截至：2026-10-11 · 价格来源：OpenBB/yfinance; 成交量来自 本机价格缓存 (yfinance) · 来自 SEC 申报文件：市值, P/E, 利润率, ROE · 财年截止日：2025-12-31 · 市值 = 申报文件封面所列的已发行股数 × 最新收盘价。股数日期：2026-07-28 · Status: PASS

空头余额

空头余额是券商向 FINRA 申报的外部背景数据，不影响内部人信号。

空头股数
28,569,957
上期报告
27,649,788
日均成交量
4,587,517
回补天数
6.2

FINRA 结算日：2026-09-30 · 获取日期 2026-10-12 · FINRA 股票空头余额 ↗. 这是股数，每月两个结算日之后约一周公布；不是占已发行股份的比例。

历史股票买入

Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.

Transaction dateReporting owner类型证券股数平均价格估算金额来源
2026-09-10Gu Paul买入 (P)Common Stock50,000USD 25.55USD 1,277,500SEC 申报 ↗
2026-05-13Gu Paul买入 (P)Common Stock50,000USD 27.50USD 1,375,000SEC 申报 ↗
2026-05-07Girouard Dave买入 (P)Common Stock170,240USD 29.37USD 5,000,066SEC 申报 ↗
2025-11-11Gu Paul买入 (P)Common Stock100,000USD 39.23USD 3,922,800SEC 申报 ↗
2023-05-15Cooper Kerry Whorton买入 (P)Common Stock2,000USD 19.93USD 39,860SEC 申报 ↗
2020-12-18Loeb Daniel S; Third Point LLC买入 (P)Common Stock1,200,000USD 20.00USD 24,000,000SEC 申报 ↗

Form 4 申报证据

69 transaction lines in the latest 365-day window; 1,689 in local history.

日期申报人类型证券股数平均价格估算金额来源
2026-09-10Gu Paul买入 (P)Common Stock50,000USD 25.55USD 1,277,500SEC 申报 ↗
2026-09-08Datta Sanjay卖出 (S)Common Stock116,000USD 27.29USD 3,165,640SEC 申报 ↗
2026-09-08Datta Sanjay期权行权／转换 (M)Common Stock300,000USD 1.35USD 405,000SEC 申报 ↗
展开近期 Form 4 证据 (30 grouped rows)
日期申报人类型证券股数平均价格估算金额来源
2026-09-10Gu Paul买入 (P)Common Stock50,000USD 25.55USD 1,277,500SEC 申报 ↗
2026-09-08Datta Sanjay卖出 (S)Common Stock116,000USD 27.29USD 3,165,640SEC 申报 ↗
2026-09-08Datta Sanjay期权行权／转换 (M)Common Stock300,000USD 1.35USD 405,000SEC 申报 ↗
2026-08-25Mirgorodskaya Natalia卖出 (S)Common Stock913USD 30.03USD 27,417SEC 申报 ↗
2026-08-20Mirgorodskaya Natalia卖出 (S)Common Stock586USD 28.09USD 16,461SEC 申报 ↗
2026-08-20Datta Sanjay卖出 (S)Common Stock8,945USD 28.09USD 251,265SEC 申报 ↗
2026-08-20Darling Scott卖出 (S)Common Stock7,696USD 28.09USD 216,181SEC 申报 ↗
2026-08-19Datta Sanjay卖出 (S)Common Stock10,000USD 31.46USD 314,600SEC 申报 ↗
2026-08-19Blankmeyer Andrea卖出 (S)Common Stock3,000USD 29.33USD 87,990SEC 申报 ↗
2026-08-17Datta Sanjay卖出 (S)Common Stock2,033USD 29.36USD 59,689SEC 申报 ↗
2026-08-17Darling Scott卖出 (S)Common Stock814USD 29.36USD 23,899SEC 申报 ↗
2026-08-17Blankmeyer Andrea卖出 (S)Common Stock7,175USD 29.36USD 210,658SEC 申报 ↗
2026-06-09Datta Sanjay卖出 (S)Common Stock15,000USD 30.41USD 456,150SEC 申报 ↗
2026-05-29Wennes Timothy H奖励／授予 (A)Common Stock6,476USD 0.00USD 0SEC 申报 ↗
2026-05-29Terry Hilliard C. III奖励／授予 (A)Common Stock6,476USD 0.00USD 0SEC 申报 ↗
2026-05-29O'Kelly Ciaran奖励／授予 (A)Common Stock6,476USD 0.00USD 0SEC 申报 ↗
2026-05-29Hentges Mary奖励／授予 (A)Common Stock6,476USD 0.00USD 0SEC 申报 ↗
2026-05-29Cooper Kerry Whorton奖励／授予 (A)Common Stock6,476USD 0.00USD 0SEC 申报 ↗
2026-05-29Bernard Peter J奖励／授予 (A)Common Stock6,476USD 0.00USD 0SEC 申报 ↗
2026-05-26Mirgorodskaya Natalia卖出 (S)Common Stock974USD 28.99USD 28,236SEC 申报 ↗
2026-05-20Mirgorodskaya Natalia卖出 (S)Common Stock526USD 28.77USD 15,133SEC 申报 ↗
2026-05-20Datta Sanjay卖出 (S)Common Stock7,985USD 28.77USD 229,728SEC 申报 ↗
2026-05-20Darling Scott卖出 (S)Common Stock6,634USD 28.78USD 190,927SEC 申报 ↗
2026-05-15Mirgorodskaya Natalia期权行权／转换 (M)Common Stock4,600USD 1.35USD 6,210SEC 申报 ↗
2026-05-15Datta Sanjay卖出 (S)Common Stock1,817USD 29.56USD 53,702SEC 申报 ↗
2026-05-15Darling Scott卖出 (S)Common Stock727USD 29.54USD 21,474SEC 申报 ↗
2026-05-15Blankmeyer Andrea卖出 (S)Common Stock7,044USD 29.63USD 208,714SEC 申报 ↗
2026-05-13Gu Paul买入 (P)Common Stock50,000USD 27.50USD 1,375,000SEC 申报 ↗
2026-05-07Girouard Dave买入 (P)Common Stock170,240USD 29.37USD 5,000,066SEC 申报 ↗
2026-05-07Girouard Dave期权行权／转换 (M)Common Stock835,075USD 0.83USD 693,112SEC 申报 ↗

Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.

快照与身份

快照日期2026-10-19
排名版本US-v1.2
数据质量PASS ELIGIBLE · —
股票代码UPST
CIK0001647639
行业Financial Services
细分行业Credit Services Yahoo Finance
SEC SIC6199 Finance Services
交易所Nasdaq

数据覆盖

本地 Form 4 历史1,689 transaction lines from 2020-12-15 to 2026-09-10
8 P purchase lines · 1,344 S sale lines · 337 other lines
SEC 公司申报打开 SEC 申报 ↗

Local ledger as of 2026-10-19. Mapping status is an audit field and does not erase SEC filing evidence.