Stock Trading Canary

United States · SEC Form 4 · Snapshot date: 2026-10-18 · Built: 2026-10-18 · 中文

← United States · Coverage record

US · SEC FORM 4

CREDIT ACCEPTANCE CORP

CACC · Nasdaq · CIK 0000885550 · Financial Services · Credit Services

INSIDER SIGNAL

No active buy signal

0 qualifying P purchase groups
in the current 180-day scoring window

247 Form 4 transaction lines observed in the same window
193 sales · 54 option, withholding, award, gift or other lines

Last qualifying purchase2024-09-18 · Prescott General Partners LLC · $1.8M

WHY NO ACTIVE SIGNAL?

Purchase activityNone
Recent buyingNone
Recent salesHigh
Buy signal statusInactive
Score anatomy

No score is calculated because there is no qualifying purchase in the active window. Unavailable inputs are not treated as zero or as a bearish signal.

ClusterNot calculated
Purchase sizeNot calculated
RoleNot calculated
RecencyNot calculated
ConvictionNot calculated

Why is there no score?

  • No qualifying open-market purchase supplies cluster, size, role, recency or conviction inputs.
  • Sales and other Form 4 activity remain visible as context and do not create a negative score.

Sales and other Form 4 activity are shown separately and do not create a negative buy signal. Absence of buying is not scored as bearish.

Insider activity timeline

Owner lanes show the latest 180 days. Symbol shape identifies the transaction type; sales remain context only.

AprMayJunJulAugSepOct
KERBER ERIN JChief Legal Officer
○▼○▼○▼○▼○▼
Elliott Nicholas JChief Transformation Officer
○▼○▼○▼○▼○▼
Martin Jay DChief Financial Officer
○▼○▼○▼○▼
LUM JONATHANChief Operating Officer
○▼
Watson Jill FossTenPercentOwner
▼▼
Prescott General Partners LLCTenPercentOwner,Other
○
● Purchase▼ Sale○ Other

Showing the six most active owners; 1 additional owner(s) remain in Form 4 evidence.

Purchase breadth, concentration & cluster buying

These modules activate when qualifying purchases enter the 180-day research window.

SIGNAL HISTORY

No recorded active-signal snapshot

Scores are archived only when the company qualifies for a published US buy-signal snapshot. Last qualifying purchase: 2024-09-18 · Prescott General Partners LLC.

Recent Form 4 activity

0Purchases
235Sales
87Other Form 4 lines
70SEC filings · 365 days
BUYING0 qualifying P line(s) · 180 days
SELLING193 sale line(s) · context only
OTHER54 exercise / withholding / award / gift / other lines
10b5-1 / PLANNEDNot assessed

P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.

Market context

Market context has not been captured for this ticker yet. The daily market-context job processes the US universe in rotating batches.

Short interest

Short interest is external context reported to FINRA by broker-dealers. It does not affect the Insider Signal.

Shares short
961,716
Previous report
982,761
Avg daily volume
143,675
Days to cover
6.7

FINRA settlement date: 2026-09-30 · Captured 2026-10-12 · FINRA equity short interest ↗. A share count, published about a week after each of two settlement dates a month; not a percentage of shares outstanding.

Historical equity purchases

Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.

Transaction dateReporting ownerTypeSecuritySharesAvg. priceApprox. valueSource
2024-09-18Prescott General Partners LLCPurchase (P)Common Stock4,000USD 446.13USD 1,784,530SEC filing ↗
2020-03-23Booth KennethPurchase (P)Common Stock1,000USD 215.00USD 215,000SEC filing ↗
2020-03-18Booth KennethPurchase (P)Common Stock1,000USD 265.00USD 265,000SEC filing ↗
2020-03-17Booth KennethPurchase (P)Common Stock2,000USD 313.96USD 627,920SEC filing ↗
2020-03-02Booth KennethPurchase (P)Common Stock500USD 395.50USD 197,750SEC filing ↗
2020-02-28Booth KennethPurchase (P)Common Stock450USD 397.00USD 178,650SEC filing ↗
2020-02-27Booth KennethPurchase (P)Common Stock750USD 400.75USD 300,562SEC filing ↗

Form 4 evidence

322 transaction lines in the latest 365-day window; 1,453 in local history.

DateOwnerTypeSecuritySharesAvg. priceApprox. valueSource
2026-07-16Watson Jill FossSale (S)Common Stock1,436USD 640.52USD 919,789SEC filing ↗
2026-07-02Watson Jill FossSale (S)Common Stock11,000USD 653.24USD 7,185,657SEC filing ↗
2026-07-02Prescott General Partners LLCJ (J)Common Stock9,891USD 655.72USD 6,485,727SEC filing ↗
Show recent Form 4 evidence (30 grouped rows)
DateOwnerTypeSecuritySharesAvg. priceApprox. valueSource
2026-07-16Watson Jill FossSale (S)Common Stock1,436USD 640.52USD 919,789SEC filing ↗
2026-07-02Watson Jill FossSale (S)Common Stock11,000USD 653.24USD 7,185,657SEC filing ↗
2026-07-02Prescott General Partners LLCJ (J)Common Stock9,891USD 655.72USD 6,485,727SEC filing ↗
2026-06-26KERBER ERIN JSale (S)Common Stock5,720USD 629.80USD 3,602,474SEC filing ↗
2026-06-26KERBER ERIN JOption exercise / conversion (M)Common Stock5,720USD 403.33USD 2,307,058SEC filing ↗
2026-06-26Elliott Nicholas JSale (S)Common Stock2,306USD 629.99USD 1,452,750SEC filing ↗
2026-06-26Elliott Nicholas JOption exercise / conversion (M)Common Stock2,306USD 333.94USD 770,066SEC filing ↗
2026-06-25KERBER ERIN JSale (S)Common Stock2,937USD 627.19USD 1,842,060SEC filing ↗
2026-06-25KERBER ERIN JOption exercise / conversion (M)Common Stock2,937USD 403.37USD 1,184,710SEC filing ↗
2026-06-25Elliott Nicholas JSale (S)Common Stock1,183USD 627.01USD 741,756SEC filing ↗
2026-06-25Elliott Nicholas JOption exercise / conversion (M)Common Stock1,183USD 333.94USD 395,051SEC filing ↗
2026-06-24Martin Jay DSale (S)Common Stock3,000USD 601.04USD 1,803,119SEC filing ↗
2026-06-24Martin Jay DOption exercise / conversion (M)Common Stock3,000USD 333.94USD 1,001,820SEC filing ↗
2026-06-24LUM JONATHANSale (S)Common Stock6,000USD 600.00USD 3,600,000SEC filing ↗
2026-06-24LUM JONATHANOption exercise / conversion (M)Common Stock6,000USD 333.94USD 2,003,640SEC filing ↗
2026-06-24KERBER ERIN JSale (S)Common Stock8,656USD 600.94USD 5,201,751SEC filing ↗
2026-06-24KERBER ERIN JOption exercise / conversion (M)Common Stock8,656USD 403.35USD 3,491,435SEC filing ↗
2026-06-24Elliott Nicholas JSale (S)Common Stock3,487USD 601.01USD 2,095,734SEC filing ↗
2026-06-24Elliott Nicholas JOption exercise / conversion (M)Common Stock3,487USD 333.94USD 1,164,449SEC filing ↗
2026-06-17Martin Jay DSale (S)Common Stock2USD 578.42USD 1,157SEC filing ↗
2026-06-17Martin Jay DOption exercise / conversion (M)Common Stock2USD 333.94USD 668SEC filing ↗
2026-06-17KERBER ERIN JSale (S)Common Stock2USD 578.82USD 1,158SEC filing ↗
2026-06-17KERBER ERIN JOption exercise / conversion (M)Common Stock2USD 333.94USD 668SEC filing ↗
2026-06-17Elliott Nicholas JSale (S)Common Stock3USD 577.85USD 1,734SEC filing ↗
2026-06-17Elliott Nicholas JOption exercise / conversion (M)Common Stock3USD 333.94USD 1,002SEC filing ↗
2026-06-16Martin Jay DSale (S)Common Stock25USD 577.99USD 14,450SEC filing ↗
2026-06-16Martin Jay DOption exercise / conversion (M)Common Stock25USD 333.94USD 8,348SEC filing ↗
2026-06-16KERBER ERIN JSale (S)Common Stock27USD 577.95USD 15,605SEC filing ↗
2026-06-16KERBER ERIN JOption exercise / conversion (M)Common Stock27USD 333.94USD 9,016SEC filing ↗
2026-06-16Elliott Nicholas JSale (S)Common Stock36USD 577.95USD 20,806SEC filing ↗

Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.

Snapshot & identity

Snapshot date2026-10-18
Ranking versionUS-v1.2
Data qualityPASS ELIGIBLE · —
TickerCACC
CIK0000885550
SectorFinancial Services
IndustryCredit Services Yahoo Finance
SEC SIC6141 Personal Credit Institutions
ExchangeNasdaq

Data coverage

Local Form 4 history1,453 transaction lines from 2020-01-02 to 2026-07-16
9 P purchase lines · 1,253 S sale lines · 191 other lines
SEC company submissionsOpen SEC filings ↗

Local ledger as of 2026-10-18. Mapping status is an audit field and does not erase SEC filing evidence.