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United States · SEC Form 4 · Snapshot date: 2026-10-18 · Built: 2026-10-18 · 中文

← United States · Coverage record

US · SEC FORM 4

CONSUMERS BANCORP INC /OH/

CBKM · OTC · CIK 0001006830 · Financial Services · Banks—Regional

INSIDER SIGNAL

73.6 / 100

11 buyers · 25 purchase transaction lines · $176.1K gross purchase

WHY THIS SIGNAL?

Buyer breadthStrong
Purchase sizeLow
RoleModerate
RecencyModerate
ConvictionStrong
Score anatomy

Each bar shows the contribution to the current score; the weights and formula stay unchanged.

Cluster+35.0 / 35
Purchase size+9.6 / 25
Role+13.0 / 20
Recency+6.0 / 10
Conviction+10.0 / 10

What is holding the score back?

  • ⚠ Purchase size is modest relative to the model scale
  • ⚠ Role scores low · most senior buyer: CEO & President (CEO, chair and 10% owners score lowest)
  • ✓ Cluster breadth is broad · 4+ insiders

Purchase-size comments are relative to the model scale. Average daily volume is a separate market-context diagnostic.

US-v1.2 ranks qualifying equity purchases under the current 180-day rules. The score is a research priority, not a return forecast or probability. Backtests have not shown that a higher US score is followed by better returns.

Insider activity timeline

Owner lanes show the latest 180 days. Symbol shape identifies the transaction type; sales remain context only.

AprMayJunJulAugSepOct
Lober Ralph J IICEO & President
●●○●●○
Hudak Hillary ASVP, Chief People Officer
●○●○
Chuckalovchak Kimberly KSVP, Chief Information Officer
●○●○
WILLIAMS DEREK GSVP, Retail Operations & Sales
●○○
Mikes Suzanne NEVP, Chief Credit Officer
○●○
Bickerton David RDirector
○●○
● Purchase▼ Sale○ Other

Showing the six most active owners; 12 additional owner(s) remain in Form 4 evidence.

Purchase breadth & concentration

QUALIFYING BUYERS11
PURCHASE CONCENTRATION23%Largest buyer: Gerzina Joseph A · $40.5K
CLUSTER BUYING · 15D7 insidersPeak activity: 2026-06-12–2026-06-17

Roles in the peak window: CEO & President, Director, SVP, Chief Information Officer, SVP, Chief People Officer, SVP, Retail Operations & Sales. Concentration uses priced qualifying P lines only and does not change the saved score.

SIGNAL HISTORY

73.6 / 100

Latest recorded score

↓ -0.2 ptsversus the previous recorded snapshot
  1. 74.1
  2. 74.0
  3. 73.9
  4. 73.8
  5. 73.6

Only scores saved when a full US scoring run completed are shown; gaps are not reconstructed.

Recent Form 4 activity

47Purchases
0Sales
28Other Form 4 lines
65SEC filings · 365 days
BUYING25 qualifying P line(s) · 180 days
SELLING0 sale line(s) · context only
OTHER28 exercise / withholding / award / gift / other lines
10b5-1 / PLANNEDNot assessed

P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.

Market context

Market context provides additional background on recent price performance and risk. It does not affect the Insider Signal.

Price performance

1M
-2.7%
3M
+8.1%
6M
+25.5%
12M
+33.3%

Volatility & liquidity

Volatility
18.5%
Beta
—
Avg daily value
USD 57,956

Valuation

Market cap
USD 101.0M
P/E
9.0×

Fundamentals

Profit margin
227.2%
ROE
12.4%
Industry
Banks—Regional

Market data

Price data up to: 2026-10-11 · Price source: OpenBB/yfinance; volume from price cache (yfinance) · From SEC filings: Market cap, P/E, Profit margin, ROE · Fiscal year ended: 2026-06-30 · Market cap is the shares outstanding stated on the filing cover multiplied by the latest close. Share count date: 2026-09-10 · Status: PASS

Short interest

Short interest is external context reported to FINRA by broker-dealers. It does not affect the Insider Signal.

Shares short
115
Previous report
404
Avg daily volume
7,743
Days to cover
≤ 1.0

FINRA settlement date: 2026-09-30 · Captured 2026-10-12 · FINRA equity short interest ↗. A share count, published about a week after each of two settlement dates a month; not a percentage of shares outstanding.

Historical equity purchases

Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.

Transaction dateReporting ownerTypeSecuritySharesAvg. priceApprox. valueSource
2026-09-17Lober Ralph J IIPurchase (P)Common Stock70USD 32.59USD 2,281SEC filing ↗
2026-09-15PADEN FRANK LPurchase (P)Common Stock182USD 32.99USD 6,001SEC filing ↗
2026-09-15Hudak Hillary APurchase (P)Common Stock112USD 32.99USD 3,708SEC filing ↗
2026-09-15Chuckalovchak Kimberly KPurchase (P)Common Stock91USD 32.99USD 2,999SEC filing ↗
2026-09-14Lober Ralph J IIPurchase (P)Common Stock400USD 32.98USD 13,192SEC filing ↗
2026-08-21Mikes Suzanne NPurchase (P)Common Stock100USD 32.00USD 3,200SEC filing ↗
2026-08-11Bickerton David RPurchase (P)Common Stock200USD 31.02USD 6,205SEC filing ↗
2026-06-17Lober Ralph J IIPurchase (P)Common Stock500USD 29.25USD 14,625SEC filing ↗
2026-06-16Parkinson John WPurchase (P)Common Stock500USD 28.95USD 14,475SEC filing ↗
2026-06-16Lober Ralph J IIPurchase (P)Common Stock76USD 29.25USD 2,223SEC filing ↗
2026-06-15PADEN FRANK LPurchase (P)Common Stock197USD 28.97USD 5,700SEC filing ↗
2026-06-15Hudak Hillary APurchase (P)Common Stock124USD 28.97USD 3,583SEC filing ↗
2026-06-15Chuckalovchak Kimberly KPurchase (P)Common Stock69USD 28.97USD 2,000SEC filing ↗
2026-06-15WILLIAMS DEREK GPurchase (P)Common Stock100USD 29.44USD 2,944SEC filing ↗
2026-06-15Bickerton David RPurchase (P)Common Stock200USD 29.04USD 5,808SEC filing ↗

Form 4 evidence

75 transaction lines in the latest 365-day window; 456 in local history.

DateOwnerTypeSecuritySharesAvg. priceApprox. valueSource
2026-09-28WOOD RENEEOption exercise / conversion (M)Common Stock387USD —USD —SEC filing ↗
2026-09-28WILLIAMS DEREK GOption exercise / conversion (M)Common Stock200USD —USD —SEC filing ↗
2026-09-28Mikes Suzanne NOption exercise / conversion (M)Common Stock349USD —USD —SEC filing ↗
Show recent Form 4 evidence (30 grouped rows)
DateOwnerTypeSecuritySharesAvg. priceApprox. valueSource
2026-09-28WOOD RENEEOption exercise / conversion (M)Common Stock387USD —USD —SEC filing ↗
2026-09-28WILLIAMS DEREK GOption exercise / conversion (M)Common Stock200USD —USD —SEC filing ↗
2026-09-28Mikes Suzanne NOption exercise / conversion (M)Common Stock349USD —USD —SEC filing ↗
2026-09-28Lober Ralph J IIOption exercise / conversion (M)Common Stock1,199USD —USD —SEC filing ↗
2026-09-28Hudak Hillary AOption exercise / conversion (M)Common Stock198USD —USD —SEC filing ↗
2026-09-28Chuckalovchak Kimberly KOption exercise / conversion (M)Common Stock190USD —USD —SEC filing ↗
2026-09-28Bickerton David ROption exercise / conversion (M)Common Stock129USD —USD —SEC filing ↗
2026-09-28Benavides David EOption exercise / conversion (M)Common Stock129USD —USD —SEC filing ↗
2026-09-17Lober Ralph J IIPurchase (P)Common Stock70USD 32.59USD 2,281SEC filing ↗
2026-09-15PADEN FRANK LPurchase (P)Common Stock182USD 32.99USD 6,001SEC filing ↗
2026-09-15Hudak Hillary APurchase (P)Common Stock112USD 32.99USD 3,708SEC filing ↗
2026-09-15Chuckalovchak Kimberly KPurchase (P)Common Stock91USD 32.99USD 2,999SEC filing ↗
2026-09-14Lober Ralph J IIPurchase (P)Common Stock400USD 32.98USD 13,192SEC filing ↗
2026-08-21Mikes Suzanne NPurchase (P)Common Stock100USD 32.00USD 3,200SEC filing ↗
2026-08-11Bickerton David RPurchase (P)Common Stock200USD 31.02USD 6,205SEC filing ↗
2026-06-30MCCLELLAN LAURIE LOption exercise / conversion (M)Common Stock801USD —USD —SEC filing ↗
2026-06-30Wheeler Michael AOption exercise / conversion (M)Common Stock801USD —USD —SEC filing ↗
2026-06-30WOOD RENEEOption exercise / conversion (M)Common Stock498USD —USD —SEC filing ↗
2026-06-30WILLIAMS DEREK GOption exercise / conversion (M)Common Stock216USD —USD —SEC filing ↗
2026-06-30Parkinson John WOption exercise / conversion (M)Common Stock801USD —USD —SEC filing ↗
2026-06-30PADEN FRANK LOption exercise / conversion (M)Common Stock801USD —USD —SEC filing ↗
2026-06-30Mikes Suzanne NOption exercise / conversion (M)Common Stock266USD —USD —SEC filing ↗
2026-06-30MCCLELLAN LAURIE LOption exercise / conversion (M)Common Stock801USD —USD —SEC filing ↗
2026-06-30Lober Ralph J IIOption exercise / conversion (M)Common Stock1,542USD —USD —SEC filing ↗
2026-06-30L'italien ShawnaOption exercise / conversion (M)Common Stock801USD —USD —SEC filing ↗
2026-06-30Kiko Richard T JrOption exercise / conversion (M)Common Stock801USD —USD —SEC filing ↗
2026-06-30Hudak Hillary AOption exercise / conversion (M)Common Stock212USD —USD —SEC filing ↗
2026-06-30Goris BradleyOption exercise / conversion (M)Common Stock801USD —USD —SEC filing ↗
2026-06-30Gerzina Joseph AOption exercise / conversion (M)Common Stock801USD —USD —SEC filing ↗
2026-06-30Gano Ann MOption exercise / conversion (M)Common Stock801USD —USD —SEC filing ↗

Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.

Snapshot & identity

Snapshot date2026-10-18
Ranking versionUS-v1.2
Data qualityPASS ELIGIBLE · —
TickerCBKM
CIK0001006830
SectorFinancial Services
IndustryBanks—Regional Yahoo Finance
SEC SIC6021 National Commercial Banks
ExchangeOTC

Data coverage

Local Form 4 history456 transaction lines from 2020-01-30 to 2026-09-28
319 P purchase lines · 0 S sale lines · 137 other lines
SEC company submissionsOpen SEC filings ↗

Local ledger as of 2026-10-18. Mapping status is an audit field and does not erase SEC filing evidence.