← United States · Coverage record
US · SEC FORM 4
CITIZENS & NORTHERN CORP
CZNC · Nasdaq · CIK 0000810958 · Financial Services · Banks—Regional
INSIDER SIGNAL
13 qualifying P purchase groups
in the current 180-day scoring window
82 Form 4 transaction lines observed in the same window
4 sales · 65 option, withholding, award, gift or other lines
WHY NO ACTIVE SIGNAL?
Score anatomy
No score is calculated because there is no qualifying purchase in the active window. Unavailable inputs are not treated as zero or as a bearish signal.
Why is there no score?
- No qualifying open-market purchase supplies cluster, size, role, recency or conviction inputs.
- Sales and other Form 4 activity remain visible as context and do not create a negative score.
Sales and other Form 4 activity are shown separately and do not create a negative buy signal. Absence of buying is not scored as bearish.
Insider activity timeline
Owner lanes show the latest 180 days. Symbol shape identifies the transaction type; sales remain context only.
Showing the six most active owners; 15 additional owner(s) remain in Form 4 evidence.
Purchase breadth & concentration
Roles in the peak window: Director. Concentration uses priced qualifying P lines only and does not change the saved score.
SIGNAL HISTORY
Scores are archived only when the company qualifies for a published US buy-signal snapshot. Last qualifying purchase: 2026-10-02 · Pellegrino Frank G.
Recent Form 4 activity
P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.
Market context
Market context provides additional background on recent price performance and risk. It does not affect the Insider Signal.
Price performance
- 1M
- -3.8%
- 3M
- +8.3%
- 6M
- +5.1%
- 12M
- +27.7%
Volatility & liquidity
- Volatility
- 25.4%
- Beta
- —
- Avg daily value
- USD 1.6M
Valuation
- Market cap
- USD 447.3M
- P/E
- 19.1×
Fundamentals
- Profit margin
- —
- ROE
- 6.9%
- Industry
- Banks—Regional
Market data
Price data up to: 2026-10-09 · Price source: OpenBB/yfinance; volume from price cache (yfinance) · From SEC filings: Market cap, P/E, ROE · Fiscal year ended: 2025-12-31 · Market cap is the shares outstanding stated on the filing cover multiplied by the latest close. Share count date: 2026-08-03 · Status: PASS
Short interest
Short interest is external context reported to FINRA by broker-dealers. It does not affect the Insider Signal.
- Shares short
- 348,010
- Previous report
- 401,605
- Avg daily volume
- 53,907
- Days to cover
- 6.5
FINRA settlement date: 2026-09-30 · Captured 2026-10-12 · FINRA equity short interest ↗. A share count, published about a week after each of two settlement dates a month; not a percentage of shares outstanding.
Historical equity purchases
Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.
| Transaction date | Reporting owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-10-02 | Shattuck Katherine W | Purchase (P) | Common Stock | 8 | USD 25.51 | USD 204 | SEC filing ↗ |
| 2026-10-02 | Pellegrino Frank G | Purchase (P) | Common Stock | 245 | USD 25.51 | USD 6,250 | SEC filing ↗ |
| 2026-09-04 | Shattuck Katherine W | Purchase (P) | Common Stock | 8 | USD 26.17 | USD 209 | SEC filing ↗ |
| 2026-09-04 | Pellegrino Frank G | Purchase (P) | Common Stock | 178 | USD 26.17 | USD 4,658 | SEC filing ↗ |
| 2026-08-07 | Shattuck Katherine W | Purchase (P) | Common Stock | 8 | USD 25.22 | USD 202 | SEC filing ↗ |
| 2026-08-07 | Pellegrino Frank G | Purchase (P) | Common Stock | 208 | USD 25.22 | USD 5,246 | SEC filing ↗ |
| 2026-07-08 | Shattuck Katherine W | Purchase (P) | Common Stock | 9 | USD 23.03 | USD 207 | SEC filing ↗ |
| 2026-07-08 | Pellegrino Frank G | Purchase (P) | Common Stock | 198 | USD 23.03 | USD 4,560 | SEC filing ↗ |
| 2026-06-05 | Shattuck Katherine W | Purchase (P) | Common Stock | 10 | USD 21.44 | USD 214 | SEC filing ↗ |
| 2026-06-05 | Pellegrino Frank G | Purchase (P) | Common Stock | 190 | USD 21.44 | USD 4,074 | SEC filing ↗ |
| 2026-05-13 | Lehman Terry L | Purchase (P) | Common Stock | 1,000 | USD 20.83 | USD 20,830 | SEC filing ↗ |
| 2026-05-08 | Shattuck Katherine W | Purchase (P) | Common Stock | 10 | USD 21.75 | USD 218 | SEC filing ↗ |
| 2026-05-08 | Pellegrino Frank G | Purchase (P) | Common Stock | 237 | USD 21.75 | USD 5,155 | SEC filing ↗ |
| 2026-04-06 | Shattuck Katherine W | Purchase (P) | Common Stock | 20 | USD 22.55 | USD 451 | SEC filing ↗ |
| 2026-04-06 | Pellegrino Frank G | Purchase (P) | Common Stock | 180 | USD 22.55 | USD 4,059 | SEC filing ↗ |
Form 4 evidence
209 transaction lines in the latest 365-day window; 1,531 in local history.
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-10-02 | Shattuck Katherine W | Purchase (P) | Common Stock | 8 | USD 25.51 | USD 204 | SEC filing ↗ |
| 2026-10-02 | Pellegrino Frank G | Purchase (P) | Common Stock | 245 | USD 25.51 | USD 6,250 | SEC filing ↗ |
| 2026-09-04 | Shattuck Katherine W | Purchase (P) | Common Stock | 8 | USD 26.17 | USD 209 | SEC filing ↗ |
Show recent Form 4 evidence (30 grouped rows)
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-10-02 | Shattuck Katherine W | Purchase (P) | Common Stock | 8 | USD 25.51 | USD 204 | SEC filing ↗ |
| 2026-10-02 | Pellegrino Frank G | Purchase (P) | Common Stock | 245 | USD 25.51 | USD 6,250 | SEC filing ↗ |
| 2026-09-04 | Shattuck Katherine W | Purchase (P) | Common Stock | 8 | USD 26.17 | USD 209 | SEC filing ↗ |
| 2026-09-04 | Pellegrino Frank G | Purchase (P) | Common Stock | 178 | USD 26.17 | USD 4,658 | SEC filing ↗ |
| 2026-08-20 | Watkins Tracy Ellen | J (J) | Common Stock | 73 | USD 25.84 | USD 1,886 | SEC filing ↗ |
| 2026-08-20 | SCOVILL J BRADLEY | J (J) | Common Stock | 73 | USD 25.84 | USD 1,886 | SEC filing ↗ |
| 2026-08-20 | Rush Blair T | J (J) | Common Stock | 31 | USD 25.84 | USD 801 | SEC filing ↗ |
| 2026-08-20 | Runk David S | J (J) | Common Stock | 1 | USD 25.84 | USD 26 | SEC filing ↗ |
| 2026-08-20 | RUDY THOMAS L JR | J (J) | Common Stock | 160 | USD 25.84 | USD 4,134 | SEC filing ↗ |
| 2026-08-20 | REBER JOHN M | J (J) | Common Stock | 110 | USD 25.84 | USD 2,842 | SEC filing ↗ |
| 2026-08-20 | James Glenn Richard | J (J) | Common Stock | 3 | USD 25.84 | USD 78 | SEC filing ↗ |
| 2026-08-20 | Hoose Harold F III | J (J) | Common Stock | 181 | USD 25.84 | USD 4,677 | SEC filing ↗ |
| 2026-08-20 | HUGHES MARK A | J (J) | Common Stock | 213 | USD 25.84 | USD 5,504 | SEC filing ↗ |
| 2026-08-20 | Dunsmore Stan R | J (J) | Common Stock | 107 | USD 25.84 | USD 2,765 | SEC filing ↗ |
| 2026-08-20 | Balagour Alexander | J (J) | Common Stock | 23 | USD 25.84 | USD 594 | SEC filing ↗ |
| 2026-08-14 | SINGER AARON K | J (J) | Common Stock | 160 | USD 26.03 | USD 4,165 | SEC filing ↗ |
| 2026-08-14 | Shattuck Katherine W | J (J) | Common Stock | 102 | USD 25.89 | USD 2,641 | SEC filing ↗ |
| 2026-08-14 | Santiago Helen S | J (J) | Common Stock | 109 | USD 25.89 | USD 2,822 | SEC filing ↗ |
| 2026-08-14 | Pellegrino Frank G | J (J) | Common Stock | 539 | USD 25.89 | USD 13,955 | SEC filing ↗ |
| 2026-08-14 | Loughery Robert G | J (J) | Common Stock | 114 | USD 25.89 | USD 2,951 | SEC filing ↗ |
| 2026-08-14 | Kilmer Bobbi J | J (J) | Common Stock | 195 | USD 25.94 | USD 5,058 | SEC filing ↗ |
| 2026-08-14 | Dorwart Stephen M | J (J) | Common Stock | 57 | USD 25.96 | USD 1,480 | SEC filing ↗ |
| 2026-08-14 | Watkins Tracy Ellen | J (J) | Common Stock | 80 | USD 25.89 | USD 2,071 | SEC filing ↗ |
| 2026-08-14 | SCOVILL J BRADLEY | J (J) | Common Stock | 400 | USD 25.95 | USD 10,380 | SEC filing ↗ |
| 2026-08-14 | REBER JOHN M | J (J) | Common Stock | 341 | USD 25.89 | USD 8,828 | SEC filing ↗ |
| 2026-08-14 | James Glenn Richard | J (J) | Common Stock | 8 | USD 25.89 | USD 207 | SEC filing ↗ |
| 2026-08-14 | Dunsmore Stan R | J (J) | Common Stock | 1 | USD 25.89 | USD 26 | SEC filing ↗ |
| 2026-08-07 | Shattuck Katherine W | Purchase (P) | Common Stock | 8 | USD 25.22 | USD 202 | SEC filing ↗ |
| 2026-08-07 | Pellegrino Frank G | Purchase (P) | Common Stock | 208 | USD 25.22 | USD 5,246 | SEC filing ↗ |
| 2026-08-03 | Trate Christian C | Sale (S) | Common Stock | 560 | USD 25.21 | USD 14,118 | SEC filing ↗ |
Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.
Snapshot & identity
| Snapshot date | 2026-10-18 |
|---|---|
| Ranking version | US-v1.2 |
| Data quality | PASS ELIGIBLE · — |
| Ticker | CZNC |
| CIK | 0000810958 |
| Sector | Financial Services |
| Industry | Banks—Regional Yahoo Finance |
| SEC SIC | 6022 State Commercial Banks |
| Exchange | Nasdaq |
Data coverage
| Local Form 4 history | 1,531 transaction lines from 2020-01-02 to 2026-10-02 224 P purchase lines · 7 S sale lines · 1,300 other lines |
|---|---|
| SEC company submissions | Open SEC filings ↗ |
Local ledger as of 2026-10-18. Mapping status is an audit field and does not erase SEC filing evidence.