← United States · Coverage record
US · SEC FORM 4
Citizens Community Bancorp Inc.
CZWI · Nasdaq · CIK 0001367859 · Financial Services · Banks—Regional
INSIDER SIGNAL
5 buyers · 8 purchase transaction lines · $121.4K gross purchase
WHY THIS SIGNAL?
Score anatomy
Each bar shows the contribution to the current score; the weights and formula stay unchanged.
What is holding the score back?
- ⚠ Purchase size is modest relative to the model scale
- ⚠ Role scores low · most senior buyer: CEO and President (CEO, chair and 10% owners score lowest)
- ⚠ Purchase activity is becoming less recent
- ⚠ Buying conviction is reduced by concurrent selling
- ✓ Cluster breadth is broad · 4+ insiders
Purchase-size comments are relative to the model scale. Average daily volume is a separate market-context diagnostic.
US-v1.2 ranks qualifying equity purchases under the current 180-day rules. The score is a research priority, not a return forecast or probability. Backtests have not shown that a higher US score is followed by better returns.
Insider activity timeline
Owner lanes show the latest 180 days. Symbol shape identifies the transaction type; sales remain context only.
Showing the six most active owners; 1 additional owner(s) remain in Form 4 evidence.
Purchase breadth & concentration
Roles in the peak window: Director. Concentration uses priced qualifying P lines only and does not change the saved score.
SIGNAL HISTORY
Latest recorded score
- 55.4
- 55.3
- 55.2
- 55.2
- 55.1
Only scores saved when a full US scoring run completed are shown; gaps are not reconstructed.
Recent Form 4 activity
P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.
Market context
Market context provides additional background on recent price performance and risk. It does not affect the Insider Signal.
Price performance
- 1M
- -4.3%
- 3M
- -8.7%
- 6M
- +2.0%
- 12M
- +32.7%
Volatility & liquidity
- Volatility
- 25.1%
- Beta
- —
- Avg daily value
- USD 993,542
Valuation
- Market cap
- USD 203.6M
- P/E
- 14.1×
Fundamentals
- Profit margin
- —
- ROE
- 7.7%
- Industry
- Banks—Regional
Market data
Price data up to: 2026-10-11 · Price source: OpenBB/yfinance; volume from price cache (yfinance) · From SEC filings: Market cap, P/E, ROE · Fiscal year ended: 2025-12-31 · Market cap is the shares outstanding stated on the filing cover multiplied by the latest close. Share count date: 2026-08-06 · Status: PASS
Short interest
Short interest is external context reported to FINRA by broker-dealers. It does not affect the Insider Signal.
- Shares short
- 143,312
- Previous report
- 211,953
- Avg daily volume
- 51,337
- Days to cover
- 2.8
FINRA settlement date: 2026-09-30 · Captured 2026-10-12 · FINRA equity short interest ↗. A share count, published about a week after each of two settlement dates a month; not a percentage of shares outstanding.
Historical equity purchases
Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.
| Transaction date | Reporting owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-10 | FELBER FRANCIS E | Purchase (P) | Common Stock, par value $0.01 per share | 500 | USD 20.25 | USD 10,125 | SEC filing ↗ |
| 2026-08-10 | Bianchi Stephen M | Purchase (P) | Common Stock, par value $0.01 per share | 1,000 | USD 20.50 | USD 20,500 | SEC filing ↗ |
| 2026-05-18 | FELBER FRANCIS E | Purchase (P) | Common Stock, par value $0.01 per share | 500 | USD 20.60 | USD 10,300 | SEC filing ↗ |
| 2026-05-08 | SKARVAN KATHLEEN | Purchase (P) | Common Stock, par value $.01 per share | 750 | USD 21.16 | USD 15,868 | SEC filing ↗ |
| 2026-05-05 | Olson Timothy L | Purchase (P) | Common Stock, par value $0.01 per share | 1,000 | USD 20.95 | USD 20,950 | SEC filing ↗ |
| 2026-05-04 | FELBER FRANCIS E | Purchase (P) | Common Stock, par value $0.01 per share | 1,000 | USD 20.60 | USD 20,600 | SEC filing ↗ |
| 2026-04-30 | Conner Michael R | Purchase (P) | Common Stock, par value $0.01 per share | 1,100 | USD 20.95 | USD 23,045 | SEC filing ↗ |
| 2025-08-06 | Conner Michael R | Purchase (P) | Common Stock, par value $0.01 per share | 1,600 | USD 15.03 | USD 24,048 | SEC filing ↗ |
| 2025-08-04 | Olson Timothy L | Purchase (P) | Common Stock, par value $0.01 per share | 1,471 | USD 14.99 | USD 22,050 | SEC filing ↗ |
| 2025-07-31 | SKARVAN KATHLEEN | Purchase (P) | Common Stock, par value $.01 per share | 1,000 | USD 14.74 | USD 14,740 | SEC filing ↗ |
| 2025-07-31 | FELBER FRANCIS E | Purchase (P) | Common Stock, par value $0.01 per share | 3,000 | USD 14.80 | USD 44,400 | SEC filing ↗ |
| 2024-09-04 | Bianchi Stephen M | Purchase (P) | Common Stock, par value $0.01 per share | 250 | USD 13.60 | USD 3,400 | SEC filing ↗ |
| 2024-08-23 | Bianchi Stephen M | Purchase (P) | Common Stock, par value $0.01 per share | 323 | USD 13.42 | USD 4,335 | SEC filing ↗ |
| 2024-08-12 | BROUCEK JAMES S | Purchase (P) | Common Stock, par value $0.01 per share | 400 | USD 12.60 | USD 5,040 | SEC filing ↗ |
| 2024-08-07 | BROUCEK JAMES S | Purchase (P) | Common Stock, par value $0.01 per share | 400 | USD 12.19 | USD 4,876 | SEC filing ↗ |
Form 4 evidence
26 transaction lines in the latest 365-day window; 362 in local history.
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-10 | FELBER FRANCIS E | Purchase (P) | Common Stock, par value $0.01 per share | 500 | USD 20.25 | USD 10,125 | SEC filing ↗ |
| 2026-08-10 | Bianchi Stephen M | Purchase (P) | Common Stock, par value $0.01 per share | 1,000 | USD 20.50 | USD 20,500 | SEC filing ↗ |
| 2026-06-02 | Bianchi Stephen M | Option exercise / conversion (M) | Common Stock, par value $0.01 per share | 5,000 | USD 11.00 | USD 55,000 | SEC filing ↗ |
Show recent Form 4 evidence (20 grouped rows)
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-10 | FELBER FRANCIS E | Purchase (P) | Common Stock, par value $0.01 per share | 500 | USD 20.25 | USD 10,125 | SEC filing ↗ |
| 2026-08-10 | Bianchi Stephen M | Purchase (P) | Common Stock, par value $0.01 per share | 1,000 | USD 20.50 | USD 20,500 | SEC filing ↗ |
| 2026-06-02 | Bianchi Stephen M | Option exercise / conversion (M) | Common Stock, par value $0.01 per share | 5,000 | USD 11.00 | USD 55,000 | SEC filing ↗ |
| 2026-06-01 | BROUCEK JAMES S | Option exercise / conversion (M) | Common Stock, par value $0.01 per share | 2,000 | USD 13.60 | USD 27,200 | SEC filing ↗ |
| 2026-05-18 | MOLL JAMES D | Sale (S) | Common Stock, par value $0.01 per share | 2,000 | USD 20.59 | USD 41,170 | SEC filing ↗ |
| 2026-05-18 | FELBER FRANCIS E | Purchase (P) | Common Stock, par value $0.01 per share | 500 | USD 20.60 | USD 10,300 | SEC filing ↗ |
| 2026-05-14 | MOLL JAMES D | Sale (S) | Common Stock, par value $0.01 per share | 3,000 | USD 21.00 | USD 63,006 | SEC filing ↗ |
| 2026-05-08 | SKARVAN KATHLEEN | Purchase (P) | Common Stock, par value $.01 per share | 750 | USD 21.16 | USD 15,868 | SEC filing ↗ |
| 2026-05-05 | Olson Timothy L | Purchase (P) | Common Stock, par value $0.01 per share | 1,000 | USD 20.95 | USD 20,950 | SEC filing ↗ |
| 2026-05-04 | FELBER FRANCIS E | Purchase (P) | Common Stock, par value $0.01 per share | 1,000 | USD 20.60 | USD 20,600 | SEC filing ↗ |
| 2026-04-30 | Conner Michael R | Purchase (P) | Common Stock, par value $0.01 per share | 1,100 | USD 20.95 | USD 23,045 | SEC filing ↗ |
| 2026-04-20 | Bianchi Stephen M | Option exercise / conversion (M) | Common Stock, par value $0.01 per share | 5,000 | USD 11.00 | USD 55,000 | SEC filing ↗ |
| 2026-01-23 | JOHNSON REBECCA | Option exercise / conversion (M) | Common Stock, par value $0.01 per share | 2,000 | USD 9.62 | USD 19,240 | SEC filing ↗ |
| 2026-01-22 | Bianchi Stephen M | Tax withholding (F) | Common Stock, par value $0.01 per share | 1,226 | USD 18.52 | USD 22,706 | SEC filing ↗ |
| 2026-01-22 | Bianchi Stephen M | Award / grant (A) | Common Stock, par value $0.01 per share | 3,325 | USD 18.52 | USD 61,579 | SEC filing ↗ |
| 2026-01-22 | BROUCEK JAMES S | Tax withholding (F) | Common Stock, par value $0.01 per share | 632 | USD 18.52 | USD 11,705 | SEC filing ↗ |
| 2026-01-22 | BROUCEK JAMES S | Award / grant (A) | Common Stock, par value $0.01 per share | 1,733 | USD 18.52 | USD 32,095 | SEC filing ↗ |
| 2026-01-19 | Bianchi Stephen M | Tax withholding (F) | Common Stock, par value $0.01 per share | 663 | USD 18.45 | USD 12,232 | SEC filing ↗ |
| 2026-01-19 | BROUCEK JAMES S | Tax withholding (F) | Common Stock, par value $0.01 per share | 339 | USD 18.45 | USD 6,255 | SEC filing ↗ |
| 2025-11-05 | Bianchi Stephen M | Option exercise / conversion (M) | Common Stock, par value $0.01 per share | 5,000 | USD 11.00 | USD 55,000 | SEC filing ↗ |
Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.
Snapshot & identity
| Snapshot date | 2026-10-18 |
|---|---|
| Ranking version | US-v1.2 |
| Data quality | PASS ELIGIBLE · — |
| Ticker | CZWI |
| CIK | 0001367859 |
| Sector | Financial Services |
| Industry | Banks—Regional Yahoo Finance |
| SEC SIC | 6035 Savings Institution, Federally Chartered |
| Exchange | Nasdaq |
Data coverage
| Local Form 4 history | 362 transaction lines from 2020-01-17 to 2026-08-10 240 P purchase lines · 7 S sale lines · 115 other lines |
|---|---|
| SEC company submissions | Open SEC filings ↗ |
Local ledger as of 2026-10-18. Mapping status is an audit field and does not erase SEC filing evidence.