Stock Trading Canary

United States · SEC Form 4 · Snapshot date: 2026-10-18 · Built: 2026-10-18 · 中文

← United States · Coverage record

US · SEC FORM 4

NORWOOD FINANCIAL CORP

NWFL · Nasdaq · CIK 0001013272 · Financial Services · Banks—Regional

INSIDER SIGNAL

63.1 / 100

6 buyers · 13 purchase transaction lines · $204.6K gross purchase

WHY THIS SIGNAL?

Buyer breadthStrong
Purchase sizeLow
RoleModerate
RecencyLow
ConvictionModerate
Score anatomy

Each bar shows the contribution to the current score; the weights and formula stay unchanged.

Cluster+35.0 / 35
Purchase size+7.7 / 25
Role+13.0 / 20
Recency+2.5 / 10
Conviction+4.9 / 10

What is holding the score back?

  • ⚠ Purchase size is modest relative to the model scale
  • ⚠ Role scores low · most senior buyer: President & CEO (CEO, chair and 10% owners score lowest)
  • ⚠ Purchase activity is becoming less recent
  • ⚠ Buying conviction is reduced by concurrent selling
  • ✓ Cluster breadth is broad · 4+ insiders

Purchase-size comments are relative to the model scale. Average daily volume is a separate market-context diagnostic.

US-v1.2 ranks qualifying equity purchases under the current 180-day rules. The score is a research priority, not a return forecast or probability. Backtests have not shown that a higher US score is followed by better returns.

Insider activity timeline

Owner lanes show the latest 180 days. Symbol shape identifies the transaction type; sales remain context only.

AprMayJunJulAugSepOct
Shook JamesDirector
○●○○○
Schmalzle Ronald RDirector
○○○○
PHILLIPS KENNETH ADirector
○○○○
Nolan Alexandra KDirector
○○○○
Nacinovich Marissa SDirector
○○○○
Matergia Ralph ADirector
○○○
● Purchase▼ Sale○ Other

Showing the six most active owners; 7 additional owner(s) remain in Form 4 evidence.

Purchase breadth & concentration

QUALIFYING BUYERS6
PURCHASE CONCENTRATION58%Largest buyer: Shook James · $118.0K
CLUSTER BUYING · 15D5 insidersPeak activity: 2026-04-29–2026-05-12

Roles in the peak window: Director, EVP & CFO, President & CEO. Concentration uses priced qualifying P lines only and does not change the saved score.

SIGNAL HISTORY

63.1 / 100

Latest recorded score

↓ -0.1 ptsversus the previous recorded snapshot
  1. 63.5
  2. 63.4
  3. 63.3
  4. 63.2
  5. 63.1

Only scores saved when a full US scoring run completed are shown; gaps are not reconstructed.

Recent Form 4 activity

25Purchases
4Sales
141Other Form 4 lines
137SEC filings · 365 days
BUYING13 qualifying P line(s) · 180 days
SELLING4 sale line(s) · context only
OTHER77 exercise / withholding / award / gift / other lines
10b5-1 / PLANNEDNot detected in parsed evidence

P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.

Market context

Market context provides additional background on recent price performance and risk. It does not affect the Insider Signal.

Price performance

1M
-2.6%
3M
+6.9%
6M
+7.0%
12M
+31.5%

Volatility & liquidity

Volatility
30.6%
Beta
—
Avg daily value
USD 1.2M

Valuation

Market cap
USD 365.5M
P/E
13.2×

Fundamentals

Profit margin
347.0%
ROE
11.5%
Industry
Banks—Regional

Market data

Price data up to: 2026-10-11 · Price source: OpenBB/yfinance; volume from price cache (yfinance) · From SEC filings: Market cap, P/E, Profit margin, ROE · Fiscal year ended: 2025-12-31 · Market cap is the shares outstanding stated on the filing cover multiplied by the latest close. Share count date: 2026-08-01 · Status: PASS

Short interest

Short interest is external context reported to FINRA by broker-dealers. It does not affect the Insider Signal.

Shares short
151,772
Previous report
165,224
Avg daily volume
36,307
Days to cover
4.2

FINRA settlement date: 2026-09-30 · Captured 2026-10-12 · FINRA equity short interest ↗. A share count, published about a week after each of two settlement dates a month; not a percentage of shares outstanding.

Historical equity purchases

Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.

Transaction dateReporting ownerTypeSecuritySharesAvg. priceApprox. valueSource
2026-07-28Shook JamesPurchase (P)Common Stock3,100USD 34.55USD 107,105SEC filing ↗
2026-05-26Schmalzle Ronald RPurchase (P)Common Stock700USD 30.19USD 21,133SEC filing ↗
2026-05-12FORTE ANDREWPurchase (P)Common Stock270USD 29.58USD 7,987SEC filing ↗
2026-05-05Carroll Joseph WPurchase (P)Common Stock672USD 29.45USD 19,790SEC filing ↗
2026-05-01Carroll Joseph WPurchase (P)Common Stock180USD 29.61USD 5,330SEC filing ↗
2026-04-30Shook JamesPurchase (P)Common Stock375USD 29.06USD 10,898SEC filing ↗
2026-04-30McCaffery John Martin JRPurchase (P)Common Stock1,000USD 29.44USD 29,440SEC filing ↗
2026-04-29Donnelly James OPurchase (P)Common Stock100USD 29.06USD 2,906SEC filing ↗
2026-01-28Carroll Joseph WPurchase (P)Common Stock4,000USD 28.13USD 112,540SEC filing ↗
2026-01-28Shook JamesPurchase (P)Common Stock3,500USD 28.80USD 100,800SEC filing ↗
2026-01-27Donnelly James OPurchase (P)Common Stock200USD 28.15USD 5,630SEC filing ↗
2026-01-27Carroll Joseph WPurchase (P)Common Stock2,000USD 27.91USD 55,820SEC filing ↗
2025-10-31PHILLIPS KENNETH APurchase (P)Common Stock100USD 26.50USD 2,650SEC filing ↗
2025-10-31PHILLIPS KENNETH APurchase (P)Commom Stock50USD 26.30USD 1,315SEC filing ↗
2025-10-27Shook JamesPurchase (P)Common Stock3,800USD 26.71USD 101,484SEC filing ↗

Form 4 evidence

170 transaction lines in the latest 365-day window; 451 in local history.

DateOwnerTypeSecuritySharesAvg. priceApprox. valueSource
2026-10-13Shook JamesAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13Schmalzle Ronald RAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13PHILLIPS KENNETH AAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
Show recent Form 4 evidence (30 grouped rows)
DateOwnerTypeSecuritySharesAvg. priceApprox. valueSource
2026-10-13Shook JamesAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13Schmalzle Ronald RAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13PHILLIPS KENNETH AAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13Nolan Alexandra KAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13Nacinovich Marissa SAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13Matergia Ralph AAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13LAMONT KEVIN MAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13Hungerford Meg LAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13Gifford Jeffrey SAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13FORTE ANDREWAward / grant (A)Common Stock50USD 33.70USD 1,685SEC filing ↗
2026-10-13Carroll Joseph WAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-10-13Andress Spencer JAward / grant (A)Common Stock40USD 33.70USD 1,348SEC filing ↗
2026-09-10Shook JamesAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-10Schmalzle Ronald RAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-10PHILLIPS KENNETH AAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-10Nolan Alexandra KAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-10Nacinovich Marissa SAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-10Matergia Ralph AAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-10LAMONT KEVIN MAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-10Hungerford Meg LAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-10Gifford Jeffrey SAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-10FORTE ANDREWAward / grant (A)Common Stock48USD 34.47USD 1,655SEC filing ↗
2026-09-10Carroll Joseph WAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-10Andress Spencer JAward / grant (A)Common Stock39USD 34.47USD 1,344SEC filing ↗
2026-09-04O'Bell VincentOption exercise / conversion (M)Common Stock2,250USD 25.41USD 57,172SEC filing ↗
2026-09-02O'Bell VincentSale (S)Common Stock3,000USD 34.52USD 103,565SEC filing ↗
2026-09-02O'Bell VincentOption exercise / conversion (M)Common Stock3,000USD 32.58USD 97,725SEC filing ↗
2026-08-10Shook JamesAward / grant (A)Common Stock40USD 34.02USD 1,361SEC filing ↗
2026-08-10Schmalzle Ronald RAward / grant (A)Common Stock40USD 34.02USD 1,361SEC filing ↗
2026-08-10PHILLIPS KENNETH AAward / grant (A)Common Stock40USD 34.02USD 1,361SEC filing ↗

Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.

Snapshot & identity

Snapshot date2026-10-18
Ranking versionUS-v1.2
Data qualityPASS ELIGIBLE · —
TickerNWFL
CIK0001013272
SectorFinancial Services
IndustryBanks—Regional Yahoo Finance
SEC SIC6022 State Commercial Banks
ExchangeNasdaq

Data coverage

Local Form 4 history451 transaction lines from 2020-02-10 to 2026-10-13
107 P purchase lines · 32 S sale lines · 312 other lines
SEC company submissionsOpen SEC filings ↗

Local ledger as of 2026-10-18. Mapping status is an audit field and does not erase SEC filing evidence.