United States · SEC Form 4 · Snapshot date: 2026-10-18 · Built: 2026-10-18 · 中文

US · SEC FORM 4

OppFi Inc.

OPFI · NYSE · CIK 0001818502 · Financial Services · Credit Services

INSIDER SIGNAL

No active buy signal

23 qualifying P purchase groups
in the current 180-day scoring window

65 Form 4 transaction lines observed in the same window
7 sales · 35 option, withholding, award, gift or other lines

Last qualifying purchase2026-09-14 · Schwartz Todd G. · $15.1K

WHY NO ACTIVE SIGNAL?

Purchase activityPresent

Recent buying23 qualifying line group(s)

Recent salesModerate

Buy signal statusInactive

Score anatomy

No score is calculated because there is no qualifying purchase in the active window. Unavailable inputs are not treated as zero or as a bearish signal.

ClusterNot calculated

Purchase sizeNot calculated

RoleNot calculated

RecencyNot calculated

ConvictionNot calculated

Why is there no score?

No qualifying open-market purchase supplies cluster, size, role, recency or conviction inputs.
Sales and other Form 4 activity remain visible as context and do not create a negative score.

Sales and other Form 4 activity are shown separately and do not create a negative buy signal. Absence of buying is not scored as bearish.

Insider activity timeline

Owner lanes show the latest 180 days. Symbol shape identifies the transaction type; sales remain context only.

AprMayJunJulAugSepOct

Schwartz Todd G.Chief Executive Officer

○●●●●●●●●●●●●●●●●●●●●●●●○

Johnson Pamela D.CFO

○▼○

McKay Christopher J.Chief Risk & Analytics Officer

○▼○

Vennettilli DavidDirector

▼

● Purchase▼ Sale○ Other

—

Purchase breadth & concentration

QUALIFYING BUYERS1

PURCHASE CONCENTRATION100%Largest buyer: Schwartz Todd G. · $1.5M

CLUSTER BUYING · 15D1 insiderPeak activity: 2026-08-12–2026-08-27

Roles in the peak window: Chief Executive Officer. Concentration uses priced qualifying P lines only and does not change the saved score.

SIGNAL HISTORY

No recorded active-signal snapshot

Scores are archived only when the company qualifies for a published US buy-signal snapshot. Last qualifying purchase: 2026-09-14 · Schwartz Todd G..

Recent Form 4 activity

23Purchases

13Sales

58Other Form 4 lines

61SEC filings · 365 days

BUYING23 qualifying P line(s) · 180 days

SELLING7 sale line(s) · context only

OTHER35 exercise / withholding / award / gift / other lines

10b5-1 / PLANNEDNot assessed

P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.

Market context

Market context has not been captured for this ticker yet. The daily market-context job processes the US universe in rotating batches.

Short interest

Short interest is external context reported to FINRA by broker-dealers. It does not affect the Insider Signal.

Shares short: 4,315,928
Previous report: 3,494,465
Avg daily volume: 939,609
Days to cover: 4.6

FINRA settlement date: 2026-09-30 · Captured 2026-10-12 · FINRA equity short interest ↗. A share count, published about a week after each of two settlement dates a month; not a percentage of shares outstanding.

Historical equity purchases

Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.

Transaction date	Reporting owner	Type	Security	Shares	Avg. price	Approx. value	Source
2026-09-14	Schwartz Todd G.	Purchase (P)	Class A Common Stock	1,940	USD 7.80	USD 15,132	SEC filing ↗
2026-09-11	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,300	USD 7.96	USD 26,268	SEC filing ↗
2026-09-10	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,350	USD 7.56	USD 25,326	SEC filing ↗
2026-09-09	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,450	USD 7.59	USD 26,186	SEC filing ↗
2026-09-08	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,475	USD 7.41	USD 25,750	SEC filing ↗
2026-09-04	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,500	USD 7.35	USD 25,725	SEC filing ↗
2026-09-03	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,450	USD 7.33	USD 25,288	SEC filing ↗
2026-09-02	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,550	USD 7.15	USD 25,382	SEC filing ↗
2026-09-01	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,550	USD 6.91	USD 24,530	SEC filing ↗
2026-08-31	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,550	USD 6.93	USD 24,602	SEC filing ↗
2026-08-28	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,500	USD 7.15	USD 25,025	SEC filing ↗
2026-08-27	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,550	USD 7.13	USD 25,312	SEC filing ↗
2026-08-26	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,500	USD 7.19	USD 25,165	SEC filing ↗
2026-08-25	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,475	USD 7.25	USD 25,194	SEC filing ↗
2026-08-24	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,475	USD 7.15	USD 24,846	SEC filing ↗

Form 4 evidence

94 transaction lines in the latest 365-day window; 798 in local history.

Date	Owner	Type	Security	Shares	Avg. price	Approx. value	Source
2026-10-01	Schwartz Todd G.	Tax withholding (F)	Class A Common Stock	7,140	USD 6.03	USD 43,054	SEC filing ↗
2026-10-01	McKay Christopher J.	Tax withholding (F)	Class A Common Stock	3,735	USD 6.03	USD 22,522	SEC filing ↗
2026-10-01	Johnson Pamela D.	Tax withholding (F)	Class A Common Stock	4,185	USD 6.03	USD 25,236	SEC filing ↗

Show recent Form 4 evidence (30 grouped rows)

Date	Owner	Type	Security	Shares	Avg. price	Approx. value	Source
2026-10-01	Schwartz Todd G.	Tax withholding (F)	Class A Common Stock	7,140	USD 6.03	USD 43,054	SEC filing ↗
2026-10-01	McKay Christopher J.	Tax withholding (F)	Class A Common Stock	3,735	USD 6.03	USD 22,522	SEC filing ↗
2026-10-01	Johnson Pamela D.	Tax withholding (F)	Class A Common Stock	4,185	USD 6.03	USD 25,236	SEC filing ↗
2026-09-14	Schwartz Todd G.	Purchase (P)	Class A Common Stock	1,940	USD 7.80	USD 15,132	SEC filing ↗
2026-09-11	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,300	USD 7.96	USD 26,268	SEC filing ↗
2026-09-11	Johnson Pamela D.	Sale (S)	Class A Common Stock	8,650	USD 8.02	USD 69,373	SEC filing ↗
2026-09-10	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,350	USD 7.56	USD 25,326	SEC filing ↗
2026-09-09	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,450	USD 7.59	USD 26,186	SEC filing ↗
2026-09-08	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,475	USD 7.41	USD 25,750	SEC filing ↗
2026-09-04	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,500	USD 7.35	USD 25,725	SEC filing ↗
2026-09-03	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,450	USD 7.33	USD 25,288	SEC filing ↗
2026-09-02	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,550	USD 7.15	USD 25,382	SEC filing ↗
2026-09-01	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,550	USD 6.91	USD 24,530	SEC filing ↗
2026-08-31	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,550	USD 6.93	USD 24,602	SEC filing ↗
2026-08-28	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,500	USD 7.15	USD 25,025	SEC filing ↗
2026-08-27	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,550	USD 7.13	USD 25,312	SEC filing ↗
2026-08-26	McKay Christopher J.	Sale (S)	Class A Common Stock	77,850	USD 7.18	USD 558,963	SEC filing ↗
2026-08-26	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,500	USD 7.19	USD 25,165	SEC filing ↗
2026-08-25	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,475	USD 7.25	USD 25,194	SEC filing ↗
2026-08-24	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,475	USD 7.15	USD 24,846	SEC filing ↗
2026-08-21	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,550	USD 7.07	USD 25,098	SEC filing ↗
2026-08-20	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,450	USD 7.13	USD 24,598	SEC filing ↗
2026-08-19	Vennettilli David	Sale (S)	Class A Common Stock	28,485	USD 7.16	USD 203,953	SEC filing ↗
2026-08-19	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,500	USD 7.16	USD 25,060	SEC filing ↗
2026-08-18	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,550	USD 7.04	USD 24,992	SEC filing ↗
2026-08-17	Schwartz Todd G.	Purchase (P)	Class A Common Stock	3,500	USD 7.00	USD 24,500	SEC filing ↗
2026-08-14	Schwartz Todd G.	Purchase (P)	Class A Common Stock	20,000	USD 7.20	USD 144,000	SEC filing ↗
2026-08-13	Schwartz Todd G.	Purchase (P)	Class A Common Stock	60,000	USD 7.13	USD 427,800	SEC filing ↗
2026-08-12	Schwartz Todd G.	Purchase (P)	Class A Common Stock	60,000	USD 7.05	USD 423,000	SEC filing ↗
2026-07-01	Schwartz Todd G.	Tax withholding (F)	Class A Common Stock	7,140	USD 9.93	USD 70,900	SEC filing ↗

Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.

Snapshot & identity

Snapshot date	2026-10-18
Ranking version	US-v1.2
Data quality	PASS ELIGIBLE · —
Ticker	OPFI
CIK	0001818502
Sector	Financial Services
Industry	Credit Services Yahoo Finance
SEC SIC	6199 Finance Services
Exchange	NYSE

Data coverage

Local Form 4 history	798 transaction lines from 2020-10-02 to 2026-10-01 223 P purchase lines · 131 S sale lines · 444 other lines
SEC company submissions	Open SEC filings ↗

Local ledger as of 2026-10-18. Mapping status is an audit field and does not erase SEC filing evidence.