← United States · Coverage record
US · SEC FORM 4
PEOPLES FINANCIAL CORP /MS/
PFBX · OTC · CIK 0000770460 · Financial Services · Banks—Regional
INSIDER SIGNAL
79.8 / 100
5 buyers · 20 purchase transaction lines · $1.5M gross purchase
WHY THIS SIGNAL?
Buyer breadthStrong
Purchase sizeModerate
RoleModerate
RecencyLow
ConvictionStrong
Score anatomy
Each bar shows the contribution to the current score; the weights and formula stay unchanged.
Cluster+35.0 / 35
Purchase size+18.8 / 25
Role+13.0 / 20
Recency+4.0 / 10
Conviction+9.0 / 10
What is holding the score back?
- ⚠ Role scores low · most senior buyer: CEO/President (CEO, chair and 10% owners score lowest)
- ✓ Cluster breadth is broad · 4+ insiders
Purchase-size comments are relative to the model scale. Average daily volume is a separate market-context diagnostic.
US-v1.2 ranks qualifying equity purchases under the current 180-day rules. The score is a research priority, not a return forecast or probability. Backtests have not shown that a higher US score is followed by better returns.
Insider activity timeline
Owner lanes show the latest 180 days. Symbol shape identifies the transaction type; sales remain context only.
AprMayJunJulAugSepOct
Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P.TenPercentOwner
●●●●●●●●●●●●●●
Swetman Andrew TFirst Vice President
▼▼▼
SWETMAN CHEVISCEO/President
●●
Sliman George J IIIDirector
●
Barnes Ronald GDirector
●
Dennis Padrick DDirector
●
● Purchase▼ Sale○ Other
—
Purchase breadth & concentration
QUALIFYING BUYERS5
PURCHASE CONCENTRATION85%Largest buyer: Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. · $1.3M
CLUSTER BUYING · 15D3 insidersPeak activity: 2026-04-24–2026-05-08
Roles in the peak window: CEO/President, Director, TenPercentOwner. Concentration uses priced qualifying P lines only and does not change the saved score.
SIGNAL HISTORY
79.8 / 100
Latest recorded score
↓ -0.2 ptsversus the previous recorded snapshot
- 80.2
- 80.1
- 80.1
- 80.0
- 79.8
Only scores saved when a full US scoring run completed are shown; gaps are not reconstructed.
Recent Form 4 activity
35Purchases
3Sales
8Other Form 4 lines
43SEC filings · 365 days
BUYING20 qualifying P line(s) · 180 days
SELLING3 sale line(s) · context only
OTHER0 exercise / withholding / award / gift / other lines
10b5-1 / PLANNEDNot assessed
P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.
Market context
Market context provides additional background on recent price performance and risk. It does not affect the Insider Signal.
Price performance
- 1M
- -0.8%
- 3M
- +12.1%
- 6M
- +14.7%
- 12M
- +19.1%
Volatility & liquidity
- Volatility
- 21.3%
- Beta
- —
- Avg daily value
- USD 36,150
Valuation
- Market cap
- USD 111.3M
- P/E
- 28.5×
Fundamentals
- Profit margin
- —
- ROE
- 3.9%
- Industry
- Banks—Regional
Market data
Price data up to: 2026-10-11 · Price source: OpenBB/yfinance; volume from price cache (yfinance) · From SEC filings: Market cap, P/E, ROE · Fiscal year ended: 2025-12-31 · Market cap is the shares outstanding stated on the filing cover multiplied by the latest close. Share count date: 2026-07-31 · Status: PASS
Short interest
Short interest is external context reported to FINRA by broker-dealers. It does not affect the Insider Signal.
- Shares short
- 274
- Previous report
- 104
- Avg daily volume
- 437
- Days to cover
- ≤ 1.0
FINRA settlement date: 2026-09-30 · Captured 2026-10-12 · FINRA equity short interest ↗. A share count, published about a week after each of two settlement dates a month; not a percentage of shares outstanding.
Historical equity purchases
Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.
| Transaction date | Reporting owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-24 | SWETMAN CHEVIS | Purchase (P) | Peoples Financial Corp/MS/ | 1,000 | USD 23.25 | USD 23,250 | SEC filing ↗ |
| 2026-07-31 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 42,658 | USD 22.25 | USD 949,140 | SEC filing ↗ |
| 2026-07-15 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 2,500 | USD 21.75 | USD 54,375 | SEC filing ↗ |
| 2026-07-13 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 200 | USD 21.50 | USD 4,300 | SEC filing ↗ |
| 2026-07-02 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 507 | USD 21.25 | USD 10,774 | SEC filing ↗ |
| 2026-07-01 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 2,150 | USD 21.25 | USD 45,688 | SEC filing ↗ |
| 2026-06-03 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 200 | USD 21.25 | USD 4,250 | SEC filing ↗ |
| 2026-05-29 | Sliman George J III | Purchase (P) | Peoples Financial Corp/MS/ | 2,000 | USD 21.25 | USD 42,500 | SEC filing ↗ |
| 2026-05-28 | Barnes Ronald G | Purchase (P) | Peoples Financial Corp/MS/ | 1,000 | USD 21.25 | USD 21,250 | SEC filing ↗ |
| 2026-05-26 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 1,717 | USD 21.25 | USD 36,486 | SEC filing ↗ |
| 2026-05-18 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 999 | USD 21.25 | USD 21,229 | SEC filing ↗ |
| 2026-05-12 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 500 | USD 21.25 | USD 10,625 | SEC filing ↗ |
| 2026-05-11 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 789 | USD 21.25 | USD 16,766 | SEC filing ↗ |
| 2026-05-08 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 2,212 | USD 21.25 | USD 47,005 | SEC filing ↗ |
| 2026-05-06 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 2,058 | USD 21.25 | USD 43,732 | SEC filing ↗ |
Form 4 evidence
46 transaction lines in the latest 365-day window; 201 in local history.
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-24 | SWETMAN CHEVIS | Purchase (P) | Peoples Financial Corp/MS/ | 1,000 | USD 23.25 | USD 23,250 | SEC filing ↗ |
| 2026-07-31 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 42,658 | USD 22.25 | USD 949,140 | SEC filing ↗ |
| 2026-07-15 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 2,500 | USD 21.75 | USD 54,375 | SEC filing ↗ |
Show recent Form 4 evidence (30 grouped rows)
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-24 | SWETMAN CHEVIS | Purchase (P) | Peoples Financial Corp/MS/ | 1,000 | USD 23.25 | USD 23,250 | SEC filing ↗ |
| 2026-07-31 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 42,658 | USD 22.25 | USD 949,140 | SEC filing ↗ |
| 2026-07-15 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 2,500 | USD 21.75 | USD 54,375 | SEC filing ↗ |
| 2026-07-13 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 200 | USD 21.50 | USD 4,300 | SEC filing ↗ |
| 2026-07-02 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 507 | USD 21.25 | USD 10,774 | SEC filing ↗ |
| 2026-07-01 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 2,150 | USD 21.25 | USD 45,688 | SEC filing ↗ |
| 2026-06-03 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 200 | USD 21.25 | USD 4,250 | SEC filing ↗ |
| 2026-05-29 | Swetman Andrew T | Sale (S) | Peoples Financial Corp/MS/ | 2,000 | USD 21.25 | USD 42,500 | SEC filing ↗ |
| 2026-05-29 | Sliman George J III | Purchase (P) | Peoples Financial Corp/MS/ | 2,000 | USD 21.25 | USD 42,500 | SEC filing ↗ |
| 2026-05-28 | Swetman Andrew T | Sale (S) | Peoples Financial Corp/MS/ | 1,000 | USD 21.25 | USD 21,250 | SEC filing ↗ |
| 2026-05-28 | Barnes Ronald G | Purchase (P) | Peoples Financial Corp/MS/ | 1,000 | USD 21.25 | USD 21,250 | SEC filing ↗ |
| 2026-05-26 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 1,717 | USD 21.25 | USD 36,486 | SEC filing ↗ |
| 2026-05-18 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 999 | USD 21.25 | USD 21,229 | SEC filing ↗ |
| 2026-05-12 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 500 | USD 21.25 | USD 10,625 | SEC filing ↗ |
| 2026-05-11 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 789 | USD 21.25 | USD 16,766 | SEC filing ↗ |
| 2026-05-08 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 2,212 | USD 21.25 | USD 47,005 | SEC filing ↗ |
| 2026-05-06 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 2,058 | USD 21.25 | USD 43,732 | SEC filing ↗ |
| 2026-05-04 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 500 | USD 21.50 | USD 10,750 | SEC filing ↗ |
| 2026-04-29 | SWETMAN CHEVIS | Purchase (P) | Peoples Financial Corp/MS/ | 2,500 | USD 21.50 | USD 53,750 | SEC filing ↗ |
| 2026-04-27 | Swetman Andrew T | Sale (S) | Peoples Financial Corp/MS/ | 4,003 | USD 21.50 | USD 86,064 | SEC filing ↗ |
| 2026-04-27 | Dennis Padrick D | Purchase (P) | Peoples Financial Corp/MS/ | 4,003 | USD 21.50 | USD 86,064 | SEC filing ↗ |
| 2026-04-24 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 620 | USD 21.50 | USD 13,330 | SEC filing ↗ |
| 2026-03-06 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 2,657 | USD 21.00 | USD 55,797 | SEC filing ↗ |
| 2026-02-18 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 594 | USD 21.25 | USD 12,622 | SEC filing ↗ |
| 2026-02-04 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 3,822 | USD 20.56 | USD 78,580 | SEC filing ↗ |
| 2026-02-03 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 37,200 | USD 20.51 | USD 763,050 | SEC filing ↗ |
| 2026-01-29 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 292 | USD 20.73 | USD 6,053 | SEC filing ↗ |
| 2026-01-28 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 618 | USD 20.54 | USD 12,694 | SEC filing ↗ |
| 2026-01-23 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 1,840 | USD 20.50 | USD 37,720 | SEC filing ↗ |
| 2026-01-13 | Stilwell Activist Fund, L.P.; Stilwell Activist Investments, L.P.; Stilwell Joseph; Stilwell Value LLC; Stilwell Value Partners VII, L.P. | Purchase (P) | Common Stock | 300 | USD 20.50 | USD 6,150 | SEC filing ↗ |
Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.
Snapshot & identity
| Snapshot date | 2026-10-18 |
|---|---|
| Ranking version | US-v1.2 |
| Data quality | PASS ELIGIBLE · — |
| Ticker | PFBX |
| CIK | 0000770460 |
| Sector | Financial Services |
| Industry | Banks—Regional Yahoo Finance |
| SEC SIC | 6022 State Commercial Banks |
| Exchange | OTC |
Data coverage
| Local Form 4 history | 201 transaction lines from 2020-12-31 to 2026-08-24 132 P purchase lines · 3 S sale lines · 66 other lines |
|---|---|
| SEC company submissions | Open SEC filings ↗ |
Local ledger as of 2026-10-18. Mapping status is an audit field and does not erase SEC filing evidence.