← United States · Coverage record
US · SEC FORM 4
Rhinebeck Bancorp, Inc.
RBKB · Nasdaq · CIK 0001751783 · Financial Services · Banks—Regional
INSIDER SIGNAL
4 buyers · 7 purchase transaction lines · $716.1K gross purchase
WHY THIS SIGNAL?
Score anatomy
Each bar shows the contribution to the current score; the weights and formula stay unchanged.
What is holding the score back?
- ⚠ Role scores low · most senior buyer: President & CEO (CEO, chair and 10% owners score lowest)
- ⚠ Purchase activity is becoming less recent
- ✓ Cluster breadth is broad · 4+ insiders
Purchase-size comments are relative to the model scale. Average daily volume is a separate market-context diagnostic.
US-v1.2 ranks qualifying equity purchases under the current 180-day rules. The score is a research priority, not a return forecast or probability. Backtests have not shown that a higher US score is followed by better returns.
Purchase breadth & concentration
Roles in the peak window: Director, EVP, Head of Comm Banking, President & CEO. Concentration uses priced qualifying P lines only and does not change the saved score.
Insider activity timeline
Owner lanes show the latest 180 days. Symbol shape identifies the transaction type; sales remain context only.
Showing the six most active owners; 10 additional owner(s) remain in Form 4 evidence.
SIGNAL HISTORY
Latest recorded score
- 69.1
- 69.0
- 68.9
- 68.7
- 68.8
Only scores saved when a full US scoring run completed are shown; gaps are not reconstructed.
Recent Form 4 activity
P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.
Market context
Market context provides additional background on recent price performance and risk. It does not affect the Insider Signal.
Price performance
- 1M
- -1.6%
- 3M
- +6.0%
- 6M
- +15.4%
- 12M
- +54.1%
Volatility & liquidity
- Volatility
- 31.5%
- Beta
- —
- Avg daily value
- USD 2.2M
Valuation
- Market cap
- USD 201.1M
- P/E
- 20.0×
Fundamentals
- Profit margin
- 336.6%
- ROE
- 7.3%
- Industry
- Banks—Regional
Market data
Price data up to: 2026-10-11 · Price source: OpenBB/yfinance; volume from price cache (yfinance) · From SEC filings: Market cap, P/E, Profit margin, ROE · Fiscal year ended: 2025-12-31 · Market cap is the shares outstanding stated on the filing cover multiplied by the latest close. Share count date: 2026-08-01 · Status: PASS
Short interest
Short interest is external context reported to FINRA by broker-dealers. It does not affect the Insider Signal.
- Shares short
- 362,710
- Previous report
- 278,782
- Avg daily volume
- 198,252
- Days to cover
- 1.8
FINRA settlement date: 2026-09-30 · Captured 2026-10-12 · FINRA equity short interest ↗. A share count, published about a week after each of two settlement dates a month; not a percentage of shares outstanding.
Historical equity purchases
Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.
| Transaction date | Reporting owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-06 | Vitale Michael | Purchase (P) | Common Stock | 4,834 | USD 12.35 | USD 59,700 | SEC filing ↗ |
| 2026-07-22 | Vitale Michael | Purchase (P) | Common Stock | 5,000 | USD 11.94 | USD 59,700 | SEC filing ↗ |
| 2026-07-22 | Smith Matthew James | Purchase (P) | Common Stock | 12,425 | USD 12.00 | USD 149,100 | SEC filing ↗ |
| 2026-07-22 | Patzwahl Nancy Koskey | Purchase (P) | Common Stock | 25,000 | USD 11.94 | USD 298,500 | SEC filing ↗ |
| 2026-07-22 | Loughlin Suzanne | Purchase (P) | Common Stock | 12,500 | USD 11.93 | USD 149,120 | SEC filing ↗ |
| 2025-11-06 | Nihill Kevin M | Purchase (P) | Common Stock | 1,000 | USD 9.67 | USD 9,670 | SEC filing ↗ |
| 2025-02-13 | Nihill Kevin M | Purchase (P) | Common Stock | 1,000 | USD 10.00 | USD 10,000 | SEC filing ↗ |
| 2023-12-01 | Tumolo Louis Jr. | Purchase (P) | Common Stock | 2,000 | USD 6.30 | USD 12,600 | SEC filing ↗ |
| 2023-11-30 | Tumolo Louis Jr. | Purchase (P) | Common Stock | 2,000 | USD 6.34 | USD 12,680 | SEC filing ↗ |
| 2022-02-17 | Quinn Michael J. | Purchase (P) | Common Stock | 1,000 | USD 10.88 | USD 10,880 | SEC filing ↗ |
| 2020-09-10 | Quinn Michael J. | Purchase (P) | Common Stock | 990 | USD 6.40 | USD 6,336 | SEC filing ↗ |
| 2020-09-08 | Tumolo Louis Jr. | Purchase (P) | Common Stock | 1,500 | USD 6.38 | USD 9,570 | SEC filing ↗ |
| 2020-08-31 | Quinn Michael J. | Purchase (P) | Common Stock | 100 | USD 6.80 | USD 680 | SEC filing ↗ |
| 2020-08-28 | Howell Steven E | Purchase (P) | Common Stock | 10,000 | USD 6.84 | USD 68,443 | SEC filing ↗ |
| 2020-08-05 | Irwin William C. | Purchase (P) | Common Stock | 3,000 | USD 6.86 | USD 20,591 | SEC filing ↗ |
Form 4 evidence
39 transaction lines in the latest 365-day window; 159 in local history.
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-06 | Vitale Michael | Purchase (P) | Common Stock | 4,834 | USD 12.35 | USD 59,700 | SEC filing ↗ |
| 2026-07-22 | Vitale Michael | Purchase (P) | Common Stock | 5,000 | USD 11.94 | USD 59,700 | SEC filing ↗ |
| 2026-07-22 | Smith Matthew James | Purchase (P) | Common Stock | 12,425 | USD 12.00 | USD 149,100 | SEC filing ↗ |
Show recent Form 4 evidence (30 grouped rows)
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-06 | Vitale Michael | Purchase (P) | Common Stock | 4,834 | USD 12.35 | USD 59,700 | SEC filing ↗ |
| 2026-07-22 | Vitale Michael | Purchase (P) | Common Stock | 5,000 | USD 11.94 | USD 59,700 | SEC filing ↗ |
| 2026-07-22 | Smith Matthew James | Purchase (P) | Common Stock | 12,425 | USD 12.00 | USD 149,100 | SEC filing ↗ |
| 2026-07-22 | Patzwahl Nancy Koskey | Purchase (P) | Common Stock | 25,000 | USD 11.94 | USD 298,500 | SEC filing ↗ |
| 2026-07-22 | Loughlin Suzanne | Purchase (P) | Common Stock | 12,500 | USD 11.93 | USD 149,120 | SEC filing ↗ |
| 2026-07-21 | McCardle James T. III | Award / grant (A) | Common Stock | 2,500 | USD 10.00 | USD 25,000 | SEC filing ↗ |
| 2026-07-21 | Lekanides Phillip | Award / grant (A) | Common Stock | 1,868 | USD 10.00 | USD 18,680 | SEC filing ↗ |
| 2026-07-21 | LaFrance Shannon Martin | Award / grant (A) | Common Stock | 2,700 | USD 10.00 | USD 27,000 | SEC filing ↗ |
| 2026-07-21 | Irwin William C. | Award / grant (A) | Common Stock | 10,000 | USD 10.00 | USD 100,000 | SEC filing ↗ |
| 2026-07-21 | Garcia Freddimir | Award / grant (A) | Common Stock | 500 | USD 10.00 | USD 5,000 | SEC filing ↗ |
| 2026-07-21 | Chestney Christopher W. | Award / grant (A) | Common Stock | 10,000 | USD 10.00 | USD 100,000 | SEC filing ↗ |
| 2026-07-21 | Bloom Jamie J. | Award / grant (A) | Common Stock | 1,000 | USD 10.00 | USD 10,000 | SEC filing ↗ |
| 2026-07-09 | Nihill Kevin M | Tax withholding (F) | Common Stock | 1,468 | USD 17.08 | USD 25,073 | SEC filing ↗ |
| 2026-05-26 | Smith Matthew James | Award / grant (A) | Common Stock | 17,046 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | Patzwahl Nancy Koskey | Award / grant (A) | Common Stock | 1,624 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | Nihill Kevin M | Award / grant (A) | Common Stock | 9,632 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | McGinnis Sharon | Award / grant (A) | Common Stock | 1,624 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | McCardle James T. III | Award / grant (A) | Common Stock | 8,182 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | Loughlin Suzanne | Award / grant (A) | Common Stock | 1,624 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | Lekanides Phillip | Award / grant (A) | Common Stock | 3,410 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | LaFrance Shannon Martin | Award / grant (A) | Common Stock | 1,624 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | Irwin William C. | Award / grant (A) | Common Stock | 1,624 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | Howell Steven E | Award / grant (A) | Common Stock | 1,624 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | Garcia Freddimir | Award / grant (A) | Common Stock | 1,624 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | Chestney Christopher W. | Award / grant (A) | Common Stock | 1,624 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | Bloom Jamie J. | Award / grant (A) | Common Stock | 10,487 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-26 | Beeler Donald E. Jr. | Award / grant (A) | Common Stock | 1,624 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-05-19 | Bronzi Philip J | Sale (S) | Common Stock | 4,162 | USD 15.92 | USD 66,259 | SEC filing ↗ |
| 2026-05-04 | Lekanides Phillip | Option exercise / conversion (M) | Common Stock | 500 | USD 6.57 | USD 3,285 | SEC filing ↗ |
| 2026-04-28 | Bronzi Philip J | Option exercise / conversion (M) | Common Stock | 7,000 | USD 6.57 | USD 45,990 | SEC filing ↗ |
Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.
Snapshot & identity
| Snapshot date | 2026-10-19 |
|---|---|
| Ranking version | US-v1.2 |
| Data quality | PASS ELIGIBLE · — |
| Ticker | RBKB |
| CIK | 0001751783 |
| Sector | Financial Services |
| Industry | Banks—Regional Yahoo Finance |
| SEC SIC | 6036 Savings Institutions, Not Federally Chartered |
| Exchange | Nasdaq |
Data coverage
| Local Form 4 history | 159 transaction lines from 2020-03-02 to 2026-08-06 55 P purchase lines · 20 S sale lines · 84 other lines |
|---|---|
| SEC company submissions | Open SEC filings ↗ |
Local ledger as of 2026-10-19. Mapping status is an audit field and does not erase SEC filing evidence.