← United States · Coverage record
US · SEC FORM 4
TRUSTCO BANK CORP N Y
TRST · Nasdaq · CIK 0000357301 · Financial Services · Banks—Regional
INSIDER SIGNAL
3 buyers · 4 purchase transaction lines · $40.9K gross purchase
WHY THIS SIGNAL?
Score anatomy
Each bar shows the contribution to the current score; the weights and formula stay unchanged.
What is holding the score back?
- ⚠ Cluster breadth is moderate · 3 insider(s), not 4+
- ⚠ Purchase size is modest relative to the model scale
- ✓ Role scores high · most senior buyer: Director
Purchase-size comments are relative to the model scale. Average daily volume is a separate market-context diagnostic.
US-v1.2 ranks qualifying equity purchases under the current 180-day rules. The score is a research priority, not a return forecast or probability. Backtests have not shown that a higher US score is followed by better returns.
Purchase breadth & concentration
Roles in the peak window: Director. Concentration uses priced qualifying P lines only and does not change the saved score.
Insider activity timeline
Owner lanes show the latest 180 days. Symbol shape identifies the transaction type; sales remain context only.
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SIGNAL HISTORY
Latest recorded score
- 60.5
- 60.4
- 60.2
- 60.1
- 60.0
Only scores saved when a full US scoring run completed are shown; gaps are not reconstructed.
Recent Form 4 activity
P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.
Market context
Market context provides additional background on recent price performance and risk. It does not affect the Insider Signal.
Price performance
- 1M
- -8.3%
- 3M
- -2.0%
- 6M
- +15.4%
- 12M
- +46.9%
Volatility & liquidity
- Volatility
- 26.8%
- Beta
- —
- Avg daily value
- USD 7.1M
Valuation
- Market cap
- USD 912.5M
- P/E
- 14.9×
Fundamentals
- Profit margin
- —
- ROE
- 8.9%
- Industry
- Banks—Regional
Market data
Price data up to: 2026-10-11 · Price source: OpenBB/yfinance; volume from price cache (yfinance) · From SEC filings: Market cap, P/E, ROE · Fiscal year ended: 2025-12-31 · Market cap is the shares outstanding stated on the filing cover multiplied by the latest close. Share count date: 2026-07-31 · Status: PASS
Short interest
Short interest is external context reported to FINRA by broker-dealers. It does not affect the Insider Signal.
- Shares short
- 1,222,398
- Previous report
- 1,143,637
- Avg daily volume
- 155,533
- Days to cover
- 7.9
FINRA settlement date: 2026-09-30 · Captured 2026-10-12 · FINRA equity short interest ↗. A share count, published about a week after each of two settlement dates a month; not a percentage of shares outstanding.
Historical equity purchases
Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.
| Transaction date | Reporting owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-09-02 | McCormick Lauren Ann | Purchase (P) | COMMON STOCK | 436 | USD 57.34 | USD 25,000 | SEC filing ↗ |
| 2026-08-12 | McCormick Lauren Ann | Purchase (P) | COMMON STOCK | 103 | USD 56.51 | USD 5,821 | SEC filing ↗ |
| 2026-06-04 | LUCARELLI LISA M | Purchase (P) | COMMON STOCK | 100 | USD 52.29 | USD 5,229 | SEC filing ↗ |
| 2026-04-24 | Silverman Frank B | Purchase (P) | COMMON STOCK | 105 | USD 46.18 | USD 4,849 | SEC filing ↗ |
| 2026-03-12 | CURLEY KEVIN M | Purchase (P) | COMMON STOCK | 588 | USD 42.55 | USD 25,019 | SEC filing ↗ |
| 2025-11-26 | LUCARELLI LISA M | Purchase (P) | COMMON STOCK | 200 | USD 42.69 | USD 8,538 | SEC filing ↗ |
| 2025-06-04 | Cotugno Steffani | Purchase (P) | COMMON STOCK | 750 | USD 31.15 | USD 23,362 | SEC filing ↗ |
| 2025-04-25 | Powell Curtis N | Purchase (P) | COMMON STOCK | 200 | USD 30.44 | USD 6,088 | SEC filing ↗ |
| 2025-04-25 | CURLEY KEVIN M | Purchase (P) | COMMON STOCK | 822 | USD 30.40 | USD 24,989 | SEC filing ↗ |
| 2025-02-05 | Cotugno Steffani | Purchase (P) | COMMON STOCK | 400 | USD 32.33 | USD 12,932 | SEC filing ↗ |
| 2025-01-29 | CURLEY KEVIN M | Purchase (P) | COMMON STOCK | 625 | USD 32.13 | USD 20,081 | SEC filing ↗ |
| 2024-06-04 | CURLEY KEVIN M | Purchase (P) | COMMON STOCK | 551 | USD 27.21 | USD 14,993 | SEC filing ↗ |
| 2024-05-24 | Cotugno Steffani | Purchase (P) | COMMON STOCK | 400 | USD 28.01 | USD 11,204 | SEC filing ↗ |
| 2024-03-12 | HALL MICHAEL JAMES | Purchase (P) | COMMON STOCK | 500 | USD 27.40 | USD 13,700 | SEC filing ↗ |
| 2024-02-13 | CURLEY KEVIN M | Purchase (P) | COMMON STOCK | 916 | USD 27.30 | USD 25,007 | SEC filing ↗ |
Form 4 evidence
53 transaction lines in the latest 365-day window; 514 in local history.
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-09-02 | McCormick Lauren Ann | Purchase (P) | COMMON STOCK | 436 | USD 57.34 | USD 25,000 | SEC filing ↗ |
| 2026-08-12 | McCormick Lauren Ann | Purchase (P) | COMMON STOCK | 103 | USD 56.51 | USD 5,821 | SEC filing ↗ |
| 2026-07-27 | McCormick Lauren Ann | Gift (G) | COMMON STOCK | 1,756 | USD 0.00 | USD 0 | SEC filing ↗ |
Show recent Form 4 evidence (30 grouped rows)
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-09-02 | McCormick Lauren Ann | Purchase (P) | COMMON STOCK | 436 | USD 57.34 | USD 25,000 | SEC filing ↗ |
| 2026-08-12 | McCormick Lauren Ann | Purchase (P) | COMMON STOCK | 103 | USD 56.51 | USD 5,821 | SEC filing ↗ |
| 2026-07-27 | McCormick Lauren Ann | Gift (G) | COMMON STOCK | 1,756 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-06-04 | LUCARELLI LISA M | Purchase (P) | COMMON STOCK | 100 | USD 52.29 | USD 5,229 | SEC filing ↗ |
| 2026-04-24 | Silverman Frank B | Purchase (P) | COMMON STOCK | 105 | USD 46.18 | USD 4,849 | SEC filing ↗ |
| 2026-03-12 | CURLEY KEVIN M | Purchase (P) | COMMON STOCK | 588 | USD 42.55 | USD 25,019 | SEC filing ↗ |
| 2025-11-26 | LUCARELLI LISA M | Purchase (P) | COMMON STOCK | 200 | USD 42.69 | USD 8,538 | SEC filing ↗ |
| 2025-11-21 | OZIMEK MICHAEL M | Option exercise / conversion (M) | COMMON STOCK | 1,107 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-21 | OZIMEK MICHAEL M | Tax withholding (F) | COMMON STOCK | 435 | USD 41.54 | USD 18,070 | SEC filing ↗ |
| 2025-11-21 | MCCORMICK ROBERT J | Option exercise / conversion (M) | COMMON STOCK | 4,184 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-21 | MCCORMICK ROBERT J | Tax withholding (F) | COMMON STOCK | 2,112 | USD 41.54 | USD 87,732 | SEC filing ↗ |
| 2025-11-21 | LEONARD ROBERT M | Option exercise / conversion (M) | COMMON STOCK | 1,600 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-21 | LEONARD ROBERT M | Tax withholding (F) | COMMON STOCK | 755 | USD 41.54 | USD 31,363 | SEC filing ↗ |
| 2025-11-21 | HALL MICHAEL JAMES | Option exercise / conversion (M) | COMMON STOCK | 271 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-21 | HALL MICHAEL JAMES | D (D) | COMMON STOCK | 271 | USD 41.54 | USD 11,257 | SEC filing ↗ |
| 2025-11-21 | CURLEY KEVIN M | Option exercise / conversion (M) | COMMON STOCK | 1,107 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-21 | CURLEY KEVIN M | Tax withholding (F) | COMMON STOCK | 461 | USD 41.54 | USD 19,150 | SEC filing ↗ |
| 2025-11-19 | Silverman Frank B | Option exercise / conversion (M) | COMMON STOCK | 550 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-19 | Silverman Frank B | D (D) | COMMON STOCK | 550 | USD 39.70 | USD 21,835 | SEC filing ↗ |
| 2025-11-19 | Russell Kimberly Adams | Option exercise / conversion (M) | COMMON STOCK | 550 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-19 | Russell Kimberly Adams | D (D) | COMMON STOCK | 550 | USD 39.70 | USD 21,835 | SEC filing ↗ |
| 2025-11-19 | Powell Curtis N | Option exercise / conversion (M) | COMMON STOCK | 550 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-19 | Powell Curtis N | D (D) | COMMON STOCK | 550 | USD 39.70 | USD 21,835 | SEC filing ↗ |
| 2025-11-19 | OZIMEK MICHAEL M | Option exercise / conversion (M) | COMMON STOCK | 917 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-19 | OZIMEK MICHAEL M | Tax withholding (F) | COMMON STOCK | 342 | USD 39.70 | USD 13,577 | SEC filing ↗ |
| 2025-11-19 | Maggs Thomas O | Option exercise / conversion (M) | COMMON STOCK | 550 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-19 | Maggs Thomas O | D (D) | COMMON STOCK | 550 | USD 39.70 | USD 21,835 | SEC filing ↗ |
| 2025-11-19 | MCCORMICK ROBERT J | Option exercise / conversion (M) | COMMON STOCK | 3,483 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-11-19 | MCCORMICK ROBERT J | Tax withholding (F) | COMMON STOCK | 1,764 | USD 39.70 | USD 70,031 | SEC filing ↗ |
| 2025-11-19 | MARINELLO ANTHONY J MD PHD | Option exercise / conversion (M) | COMMON STOCK | 550 | USD 0.00 | USD 0 | SEC filing ↗ |
Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.
Snapshot & identity
| Snapshot date | 2026-10-19 |
|---|---|
| Ranking version | US-v1.2 |
| Data quality | PASS ELIGIBLE · — |
| Ticker | TRST |
| CIK | 0000357301 |
| Sector | Financial Services |
| Industry | Banks—Regional Yahoo Finance |
| SEC SIC | 6022 State Commercial Banks |
| Exchange | Nasdaq |
Data coverage
| Local Form 4 history | 514 transaction lines from 2020-01-24 to 2026-09-02 125 P purchase lines · 1 S sale lines · 388 other lines |
|---|---|
| SEC company submissions | Open SEC filings ↗ |
Local ledger as of 2026-10-19. Mapping status is an audit field and does not erase SEC filing evidence.