← United States · Coverage record
US · SEC FORM 4
UTG INC
UTGN · OTC · CIK 0000832480 · Financial Services · Insurance—Life
INSIDER SIGNAL
2 buyers · 6 purchase transaction lines · $1.2M gross purchase
WHY THIS SIGNAL?
Score anatomy
Each bar shows the contribution to the current score; the weights and formula stay unchanged.
What is holding the score back?
- ⚠ Cluster breadth is moderate · 2 insider(s), not 4+
- ⚠ Role scores low · most senior buyer: Chairman & CEO (CEO, chair and 10% owners score lowest)
Purchase-size comments are relative to the model scale. Average daily volume is a separate market-context diagnostic.
US-v1.2 ranks qualifying equity purchases under the current 180-day rules. The score is a research priority, not a return forecast or probability. Backtests have not shown that a higher US score is followed by better returns.
Insider activity timeline
Owner lanes show the latest 180 days. Symbol shape identifies the transaction type; sales remain context only.
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Purchase breadth & concentration
Roles in the peak window: Chairman & CEO, TenPercentOwner. Concentration uses priced qualifying P lines only and does not change the saved score.
SIGNAL HISTORY
Latest recorded score
- 60.1
- 60.0
- 60.0
- 59.8
- 59.6
Only scores saved when a full US scoring run completed are shown; gaps are not reconstructed.
Recent Form 4 activity
P is an open-market or private purchase. S is a sale. M, F, A and G usually describe exercises, tax withholding, awards and gifts. These categories remain visually separate.
Market context
Market context provides additional background on recent price performance and risk. It does not affect the Insider Signal.
Price performance
- 1M
- +5.3%
- 3M
- +3.5%
- 6M
- -3.2%
- 12M
- +39.4%
Volatility & liquidity
- Volatility
- 35.5%
- Beta
- —
- Avg daily value
- USD 4,762
Valuation
- Market cap
- USD 188.0M
- P/E
- 11.0×
Fundamentals
- Profit margin
- 40.3%
- ROE
- 7.4%
- Industry
- Insurance—Life
Market data
Price data up to: 2026-10-11 · Price source: OpenBB/yfinance; volume from price cache (yfinance) · From SEC filings: Market cap, P/E, Profit margin, ROE · Fiscal year ended: 2025-12-31 · Market cap is the shares outstanding stated on the filing cover multiplied by the latest close. Share count date: 2026-07-31 · Status: PASS
Short interest
Short interest is external context reported to FINRA by broker-dealers. It does not affect the Insider Signal.
- Shares short
- 27
- Previous report
- 10
- Avg daily volume
- 325
- Days to cover
- ≤ 1.0
FINRA settlement date: 2026-09-30 · Captured 2026-10-12 · FINRA equity short interest ↗. A share count, published about a week after each of two settlement dates a month; not a percentage of shares outstanding.
Historical equity purchases
Qualifying code P transactions in the local Form 4 history, including purchases outside the current signal window.
| Transaction date | Reporting owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-27 | FIRST SOUTHERN FUNDING LLC | Purchase (P) | Common Stock | 1,000 | USD 59.75 | USD 59,750 | SEC filing ↗ |
| 2026-08-27 | CORRELL JESSE T | Purchase (P) | Common Stock | 1,000 | USD 59.75 | USD 59,750 | SEC filing ↗ |
| 2026-08-18 | FIRST SOUTHERN FUNDING LLC | Purchase (P) | Common Stock | 4,808 | USD 59.00 | USD 283,672 | SEC filing ↗ |
| 2026-08-18 | CORRELL JESSE T | Purchase (P) | Common Stock | 4,808 | USD 59.00 | USD 283,672 | SEC filing ↗ |
| 2026-05-18 | FIRST SOUTHERN FUNDING LLC | Purchase (P) | Common Stock | 4,850 | USD 54.96 | USD 266,556 | SEC filing ↗ |
| 2026-05-18 | CORRELL JESSE T | Purchase (P) | Common Stock | 4,850 | USD 54.96 | USD 266,556 | SEC filing ↗ |
| 2026-03-06 | CORRELL JESSE T | Purchase (P) | Common Stock | 5,162 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-07-18 | CORRELL JESSE T | Purchase (P) | Common Stock | 12,039 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-05-30 | CORRELL JESSE T | Purchase (P) | Common Stock | 21,609 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2025-05-06 | FIRST SOUTHERN FUNDING LLC | Purchase (P) | Common Stock | 86,957 | USD 40.00 | USD 3,478,280 | SEC filing ↗ |
| 2025-05-06 | CORRELL JESSE T | Purchase (P) | Common Stock | 86,957 | USD 40.00 | USD 3,478,280 | SEC filing ↗ |
| 2024-09-19 | Willis Casey Jonathan | Purchase (P) | Common Stock | 6 | USD 28.50 | USD 171 | SEC filing ↗ |
| 2022-01-03 | Cortines John | Purchase (P) | Common Stock | 400 | USD 28.76 | USD 11,503 | SEC filing ↗ |
| 2021-04-09 | Cortines John | Purchase (P) | Common Stock | 191 | USD 25.50 | USD 4,870 | SEC filing ↗ |
| 2021-02-23 | CORRELL PRESTON HOWARD | Purchase (P) | Common Stock | 3 | USD 28.00 | USD 84 | SEC filing ↗ |
Form 4 evidence
18 transaction lines in the latest 365-day window; 114 in local history.
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-27 | FIRST SOUTHERN FUNDING LLC | Purchase (P) | Common Stock | 1,000 | USD 59.75 | USD 59,750 | SEC filing ↗ |
| 2026-08-27 | CORRELL JESSE T | Purchase (P) | Common Stock | 1,000 | USD 59.75 | USD 59,750 | SEC filing ↗ |
| 2026-08-18 | FIRST SOUTHERN FUNDING LLC | Purchase (P) | Common Stock | 4,808 | USD 59.00 | USD 283,672 | SEC filing ↗ |
Show recent Form 4 evidence (18 grouped rows)
| Date | Owner | Type | Security | Shares | Avg. price | Approx. value | Source |
|---|---|---|---|---|---|---|---|
| 2026-08-27 | FIRST SOUTHERN FUNDING LLC | Purchase (P) | Common Stock | 1,000 | USD 59.75 | USD 59,750 | SEC filing ↗ |
| 2026-08-27 | CORRELL JESSE T | Purchase (P) | Common Stock | 1,000 | USD 59.75 | USD 59,750 | SEC filing ↗ |
| 2026-08-18 | FIRST SOUTHERN FUNDING LLC | Purchase (P) | Common Stock | 4,808 | USD 59.00 | USD 283,672 | SEC filing ↗ |
| 2026-08-18 | CORRELL JESSE T | Purchase (P) | Common Stock | 4,808 | USD 59.00 | USD 283,672 | SEC filing ↗ |
| 2026-05-18 | FIRST SOUTHERN FUNDING LLC | Purchase (P) | Common Stock | 4,850 | USD 54.96 | USD 266,556 | SEC filing ↗ |
| 2026-05-18 | CORRELL JESSE T | Purchase (P) | Common Stock | 4,850 | USD 54.96 | USD 266,556 | SEC filing ↗ |
| 2026-03-06 | CORRELL JESSE T | Purchase (P) | Common Stock | 5,162 | USD 0.00 | USD 0 | SEC filing ↗ |
| 2026-02-04 | Roberts Daniel T | Award / grant (A) | Common Stock | 1,404 | USD 52.01 | USD 73,022 | SEC filing ↗ |
| 2025-12-24 | Ditto Douglas Paul | Gift (G) | Common Stock | 1,500 | USD 59.80 | USD 89,700 | SEC filing ↗ |
| 2025-12-22 | Perry Charles Wesley | Award / grant (A) | Common Stock | 209 | USD 59.80 | USD 12,498 | SEC filing ↗ |
| 2025-12-22 | Ochs Peter L | Award / grant (A) | Common Stock | 334 | USD 59.80 | USD 19,973 | SEC filing ↗ |
| 2025-12-22 | Molnar Gabriel John | Award / grant (A) | Common Stock | 397 | USD 59.80 | USD 23,741 | SEC filing ↗ |
| 2025-12-22 | Harmon Thomas Eugene | Award / grant (A) | Common Stock | 334 | USD 59.80 | USD 19,973 | SEC filing ↗ |
| 2025-12-22 | Dayton Howard Lape JR | Award / grant (A) | Common Stock | 271 | USD 59.80 | USD 16,206 | SEC filing ↗ |
| 2025-12-22 | DARDEN THOMAS F II | Award / grant (A) | Common Stock | 397 | USD 59.80 | USD 23,741 | SEC filing ↗ |
| 2025-12-22 | Cortines John | Award / grant (A) | Common Stock | 397 | USD 59.80 | USD 23,741 | SEC filing ↗ |
| 2025-12-22 | CORRELL PRESTON HOWARD | Award / grant (A) | Common Stock | 334 | USD 59.80 | USD 19,973 | SEC filing ↗ |
| 2025-11-18 | Cortines John | Sale (S) | Common Stock | 1,181 | USD 55.00 | USD 64,955 | SEC filing ↗ |
Multiple price lines in one filing are grouped and share-weighted. Price and value are blank when a grouped filing line lacks price evidence.
Snapshot & identity
| Snapshot date | 2026-10-18 |
|---|---|
| Ranking version | US-v1.2 |
| Data quality | PASS ELIGIBLE · — |
| Ticker | UTGN |
| CIK | 0000832480 |
| Sector | Financial Services |
| Industry | Insurance—Life Yahoo Finance |
| SEC SIC | 6311 Life Insurance |
| Exchange | OTC |
Data coverage
| Local Form 4 history | 114 transaction lines from 2020-01-14 to 2026-08-27 20 P purchase lines · 7 S sale lines · 87 other lines |
|---|---|
| SEC company submissions | Open SEC filings ↗ |
Local ledger as of 2026-10-18. Mapping status is an audit field and does not erase SEC filing evidence.